/* ==========================================================================
   The Rick Vega Mortgage Team: design system
   Palette kept from the original brand; everything else rebuilt.
   ========================================================================== */

:root {
  --navy-950: #080b1d;
  --navy-900: #0c1027;
  --navy-800: #151b41;
  --navy-700: #1f2760;
  --navy: #29347f;
  --indigo: #3c4cb9;
  --periwinkle: #707cd1;
  --lavender: #bdc3ea;
  --lavender-50: #eef0fb;
  --slate: #71708b;
  --slate-300: #c5c4d0;
  --mist: #f5f5f7;
  --paper: #fbfbfd;
  --white: #ffffff;
  --ink: #1d1d1f;
  --ink-2: #333336;
  --ink-3: #6e6e73;
  --ink-4: #86868b;
  --line: #e8e8ed;
  --line-strong: #d2d2d7;
  --gold: #f5c451;
  --success: #1f9d6b;

  --font-sans: "Inter", -apple-system, BlinkMacSystemFont, "SF Pro Display", "Segoe UI", Roboto, sans-serif;
  --font-serif: var(--font-sans);

  --radius-sm: 10px;
  --radius: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;

  --shadow-sm: 0 1px 2px rgba(12, 16, 39, .06), 0 1px 1px rgba(12, 16, 39, .04);
  --shadow: 0 10px 30px -12px rgba(21, 27, 65, .18), 0 2px 6px rgba(21, 27, 65, .06);
  --shadow-lg: 0 30px 60px -20px rgba(21, 27, 65, .35), 0 8px 20px -8px rgba(21, 27, 65, .15);

  --container: 1240px;
  --gutter: clamp(16px, 4vw, 40px);
  --header-h: 84px;
  --ease: cubic-bezier(.2, .7, .2, 1);
}

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 24px); }
body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink-2);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img, svg, video { max-width: 100%; display: block; }
img { height: auto; }
a { color: var(--indigo); text-decoration: none; transition: color .2s var(--ease); }
a:hover { color: var(--navy); }
button { font: inherit; cursor: pointer; }
h1, h2, h3, h4, h5, h6 { color: var(--ink); font-weight: 700; line-height: 1.1; letter-spacing: -.028em; margin: 0 0 .5em; }
p { margin: 0 0 1.1em; }
::selection { background: var(--lavender); color: var(--navy-900); }
:focus-visible { outline: 3px solid var(--periwinkle); outline-offset: 3px; border-radius: 6px; }

.skip-link { position: absolute; left: 16px; top: -60px; z-index: 1000; background: var(--navy); color: #fff; padding: 10px 16px; border-radius: 10px; }
.skip-link:focus { top: 12px; color: #fff; }

.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter); }
.container-narrow { max-width: 860px; }
/* second, muted half of a two-tone headline */
.serif { font: inherit; color: var(--ink-4); letter-spacing: inherit; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); border: 0; }

.section { padding: clamp(72px, 10vw, 128px) 0; position: relative; }
.section-sm { padding: clamp(48px, 6vw, 80px) 0; }
.section-white { background: var(--white); }
.section-mist { background: var(--mist); }
.section-dark { background: var(--navy-900); color: rgba(255,255,255,.72); }
.section-dark h1, .section-dark h2, .section-dark h3, .section-dark h4 { color: #fff; }
.section-dark .serif { color: rgba(255,255,255,.5); }

.eyebrow {
  display: inline-block; font-size: 17px; font-weight: 600; letter-spacing: -.01em;
  color: var(--indigo); margin-bottom: 14px;
}
.section-dark .eyebrow, .on-dark .eyebrow, .page-hero .eyebrow, .hero .eyebrow, .dd-feature .eyebrow, .cta-band .eyebrow { color: var(--lavender); }

.display { font-size: clamp(44px, 5.4vw, 80px); line-height: 1; letter-spacing: -.045em; font-weight: 800; }
.h1 { font-size: clamp(38px, 5vw, 64px); letter-spacing: -.04em; font-weight: 700; line-height: 1.05; }
.h2 { font-size: clamp(32px, 4.2vw, 56px); letter-spacing: -.038em; font-weight: 700; line-height: 1.07; }
.h3 { font-size: clamp(22px, 2.2vw, 28px); letter-spacing: -.02em; }
.lede { font-size: clamp(18px, 1.6vw, 21px); line-height: 1.6; color: var(--ink-3); max-width: 640px; }
.section-dark .lede, .on-dark .lede { color: rgba(255,255,255,.72); }
.muted { color: var(--ink-4); }
.text-center { text-align: center; }
.mx-auto { margin-left: auto; margin-right: auto; }

.section-head { display: flex; align-items: flex-end; justify-content: space-between; gap: 32px; margin-bottom: clamp(36px, 5vw, 64px); flex-wrap: wrap; }
.section-head .lede { margin-bottom: 0; }
.section-head.center { flex-direction: column; align-items: center; text-align: center; }
.section-head.center .lede { margin: 0 auto; }

/* ---------- Buttons ---------- */
.btn {
  --bg: var(--navy); --fg: #fff; --bd: transparent;
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 52px; padding: 0 26px; border-radius: 999px;
  background: var(--bg); color: var(--fg); border: 1.5px solid var(--bd);
  font-weight: 700; font-size: 15.5px; letter-spacing: -.005em; white-space: nowrap;
  transition: transform .25s var(--ease), box-shadow .25s var(--ease), background .25s var(--ease), color .25s var(--ease), border-color .25s var(--ease);
  position: relative; isolation: isolate;
}
.btn:hover { color: var(--fg); transform: translateY(-2px); }
.btn .arrow { width: 18px; height: 18px; transition: transform .3s var(--ease); }
.btn:hover .arrow { transform: translateX(3px); }
.btn-primary { background: linear-gradient(180deg, #3440a0 0%, var(--navy) 100%); box-shadow: 0 10px 24px -10px rgba(41, 52, 127, .7), inset 0 1px 0 rgba(255,255,255,.15); }
.btn-primary:hover { box-shadow: 0 16px 32px -12px rgba(41, 52, 127, .8), inset 0 1px 0 rgba(255,255,255,.15); }
.btn-light { --bg: #fff; --fg: var(--navy-800); box-shadow: 0 10px 30px -12px rgba(0,0,0,.4); }
.btn-ghost { --bg: transparent; --fg: var(--navy-800); --bd: var(--line-strong); }
.btn-ghost:hover { --bd: var(--navy); background: #fff; }
.btn-ghost-light { --bg: rgba(255,255,255,.06); --fg: #fff; --bd: rgba(255,255,255,.25); backdrop-filter: blur(6px); }
.btn-ghost-light:hover { --bd: rgba(255,255,255,.6); background: rgba(255,255,255,.12); }
.btn-sm { min-height: 42px; padding: 0 18px; font-size: 14.5px; }
.btn-lg { min-height: 60px; padding: 0 32px; font-size: 16.5px; }
.btn-block { width: 100%; }
.btn-row { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }

.link-arrow { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; color: var(--navy); }
.link-arrow svg { width: 16px; height: 16px; transition: transform .3s var(--ease); }
.link-arrow:hover svg { transform: translateX(4px); }

/* ---------- Header ---------- */
.topbar { background: var(--navy-900); color: rgba(255,255,255,.7); font-size: 13px; }
.topbar .container { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 40px; }
.topbar a { color: rgba(255,255,255,.85); }
.topbar a:hover { color: #fff; }
.topbar-group { display: flex; align-items: center; gap: 22px; }
.topbar-item { display: inline-flex; align-items: center; gap: 8px; }
.topbar-item svg { width: 14px; height: 14px; opacity: .7; }
.topbar .dot { width: 6px; height: 6px; border-radius: 50%; background: #3ddc97; box-shadow: 0 0 0 3px rgba(61,220,151,.18); }

.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(248, 248, 251, .82);
  backdrop-filter: saturate(160%) blur(16px); -webkit-backdrop-filter: saturate(160%) blur(16px);
  border-bottom: 1px solid transparent;
  transition: border-color .3s var(--ease), box-shadow .3s var(--ease), background .3s var(--ease);
}
.site-header.scrolled { border-bottom-color: var(--line); box-shadow: 0 6px 24px -14px rgba(21,27,65,.25); background: rgba(255,255,255,.9); }
.site-header .container { display: flex; align-items: center; gap: 24px; height: var(--header-h); }

.brand { display: inline-flex; align-items: center; gap: 12px; color: var(--ink); flex-shrink: 0; }
.brand:hover { color: var(--ink); }
.brand-logo { height: 62px; width: auto; display: block; }
.site-footer .brand-logo { height: 76px; }
.brand-text { display: flex; flex-direction: column; line-height: 1; }
.brand-name { font-size: 21px; font-weight: 800; letter-spacing: -.03em; }
.brand-name .first { color: var(--slate); }
.brand-name .last { color: var(--navy); letter-spacing: .01em; }
.brand-sub { font-size: 9.5px; font-weight: 700; letter-spacing: .32em; text-transform: uppercase; color: var(--ink-3); margin-top: 5px; }
.brand.light .brand-name .first { color: var(--lavender); }
.brand.light .brand-name .last { color: #fff; }
.brand.light .brand-sub { color: rgba(255,255,255,.6); }

.nav { margin-left: auto; display: flex; align-items: center; gap: 4px; }
.nav-item { position: relative; }
.nav-link {
  display: inline-flex; align-items: center; gap: 6px; padding: 10px 13px; border-radius: 999px; white-space: nowrap;
  color: var(--ink-2); font-weight: 600; font-size: 15px; background: none; border: 0;
  transition: background .2s var(--ease), color .2s var(--ease);
}
.nav-link:hover, .nav-item.open > .nav-link { background: rgba(41,52,127,.07); color: var(--navy); }
.nav-link.active { color: var(--navy); }
.nav-link .chev { width: 14px; height: 14px; transition: transform .25s var(--ease); }
.nav-item.open .chev { transform: rotate(180deg); }

.dropdown {
  position: absolute; top: calc(100% + 12px); left: 50%; transform: translate(-50%, 8px);
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg);
  padding: 12px; min-width: 300px; opacity: 0; visibility: hidden; pointer-events: none;
  transition: opacity .2s var(--ease), transform .25s var(--ease), visibility 0s .25s;
}
.dropdown::before { content: ""; position: absolute; top: -14px; left: 0; right: 0; height: 14px; }
.nav-item.open .dropdown { opacity: 1; visibility: visible; pointer-events: auto; transform: translate(-50%, 0); transition-delay: 0s; }
.dropdown-mega { display: grid; grid-template-columns: 1fr 1fr 1.05fr; gap: 8px; min-width: 820px; padding: 16px; }
.dropdown-col h6 { font-size: 12px; letter-spacing: 0; color: var(--ink-4); margin: 8px 12px 8px; font-weight: 700; }
.dd-link { display: flex; gap: 12px; align-items: flex-start; padding: 10px 12px; border-radius: 12px; color: var(--ink); transition: background .2s var(--ease); }
.dd-link:hover { background: var(--lavender-50); color: var(--ink); }
.dd-link .ic { width: 36px; height: 36px; border-radius: 10px; background: var(--lavender-50); color: var(--navy); display: grid; place-items: center; flex-shrink: 0; transition: background .2s, color .2s; }
.dd-link:hover .ic { background: var(--navy); color: #fff; }
.dd-link .ic svg { width: 18px; height: 18px; }
.dd-link strong { display: block; font-size: 14.5px; font-weight: 700; line-height: 1.3; }
.dd-link span { display: block; font-size: 13px; color: var(--ink-4); line-height: 1.4; margin-top: 2px; }
.dd-feature { border-radius: 18px; background: radial-gradient(120% 120% at 100% 0%, var(--indigo) 0%, var(--navy-800) 60%); color: rgba(255,255,255,.8); padding: 22px; display: flex; flex-direction: column; position: relative; overflow: hidden; }
.dd-feature h5 { color: #fff; font-size: 20px; margin-bottom: 8px; }
.dd-feature p { font-size: 14px; line-height: 1.5; }
.dd-feature .btn { margin-top: auto; align-self: flex-start; }

.header-cta { display: flex; align-items: center; gap: 10px; margin-left: 12px; }
.header-phone { white-space: nowrap; display: inline-flex; align-items: center; gap: 10px; font-weight: 700; font-size: 14.5px; color: var(--ink); padding: 0 6px; }
.header-phone .ic { width: 38px; height: 38px; border-radius: 50%; display: grid; place-items: center; background: var(--lavender-50); color: var(--navy); }
.header-phone .ic svg { width: 17px; height: 17px; }
.header-phone small { display: block; font-size: 11px; color: var(--ink-4); font-weight: 600; letter-spacing: .02em; }
.header-phone:hover { color: var(--navy); }
.header-consult { white-space: nowrap; gap: 8px; }
.header-consult svg { width: 16px; height: 16px; }

.menu-toggle { display: none; margin-left: auto; width: 46px; height: 46px; border-radius: 50%; border: 1px solid var(--line-strong); background: #fff; align-items: center; justify-content: center; }
.menu-toggle span { display: block; width: 18px; height: 2px; background: var(--ink); border-radius: 2px; position: relative; transition: background .2s; }
.menu-toggle span::before, .menu-toggle span::after { content: ""; position: absolute; left: 0; width: 18px; height: 2px; background: var(--ink); border-radius: 2px; transition: transform .3s var(--ease); }
.menu-toggle span::before { top: -6px; }
.menu-toggle span::after { top: 6px; }
body.menu-open .menu-toggle span { background: transparent; }
body.menu-open .menu-toggle span::before { transform: translateY(6px) rotate(45deg); }
body.menu-open .menu-toggle span::after { transform: translateY(-6px) rotate(-45deg); }

.mobile-menu { display: none; }

/* The header gets more width than page content so the phone + both buttons fit;
   as the window narrows, the phone goes first, then the consultation button */
.site-header .container { max-width: 1440px; }
.site-header .nav-link { padding: 10px 11px; }
@media (max-width: 1439px) {
  .header-phone { display: none; }
}
@media (max-width: 1279px) {
  .site-header .nav-link { padding: 10px 9px; }
  .header-consult svg { display: none; }
}
@media (max-width: 1249px) {
  .header-cta .header-consult { display: none; }
}
@media (max-width: 1119px) {
  .site-header .nav-link { padding: 10px 6px; }
}
@media (max-width: 1060px) {
  .nav, .header-cta .header-phone, .header-cta .btn { display: none; }
  .menu-toggle { display: inline-flex; }
  .header-cta { margin-left: auto; }
  .mobile-menu {
    display: block; position: fixed; inset: var(--header-h) 0 0 0; z-index: 99;
    background: var(--paper); overflow-y: auto; padding: 16px var(--gutter) 40px;
    opacity: 0; visibility: hidden; transform: translateY(-8px);
    transition: opacity .25s var(--ease), transform .3s var(--ease), visibility 0s .3s;
  }
  body.scrolled-past-top .mobile-menu { inset: var(--header-h) 0 0 0; }
  body.menu-open { overflow: hidden; }
  body.menu-open .mobile-menu { opacity: 1; visibility: visible; transform: none; transition-delay: 0s; }
  .mm-group { border-bottom: 1px solid var(--line); }
  .mm-group > button, .mm-group > a { display: flex; width: 100%; justify-content: space-between; align-items: center; background: none; border: 0; padding: 18px 2px; font-size: 19px; font-weight: 700; color: var(--ink); letter-spacing: -.02em; text-align: left; }
  .mm-group > button svg { width: 18px; height: 18px; transition: transform .25s; }
  .mm-group.open > button svg { transform: rotate(180deg); }
  .mm-sub { display: none; padding: 0 0 14px; }
  .mm-group.open .mm-sub { display: grid; gap: 2px; }
  .mm-sub a { padding: 9px 12px; border-radius: 10px; color: var(--ink-2); font-weight: 600; font-size: 15.5px; }
  .mm-sub a:hover { background: var(--lavender-50); }
  .mm-actions { display: grid; gap: 10px; margin-top: 24px; }
}
@media (max-width: 720px) {
  .topbar .hide-sm { display: none; }
}
@media (max-width: 480px) {
  .brand-name { font-size: 19px; }
  .brand-logo { height: 50px; }
  .topbar-group { gap: 14px; }
}

/* ---------- Home hero ---------- */
.hero {
  position: relative; overflow: hidden; isolation: isolate;
  background: var(--navy-900);
  color: rgba(255,255,255,.75);
  padding: clamp(56px, 7vw, 96px) 0 0;
}
.hero::before {
  content: ""; position: absolute; inset: 0; z-index: -2;
  background:
    radial-gradient(60% 70% at 78% 30%, rgba(60, 76, 185, .55) 0%, rgba(60,76,185,0) 70%),
    radial-gradient(40% 50% at 10% 90%, rgba(112, 124, 209, .25) 0%, rgba(112,124,209,0) 70%),
    linear-gradient(180deg, var(--navy-900) 0%, var(--navy-800) 100%);
}
.hero::after {
  content: ""; position: absolute; inset: 0; z-index: -1; opacity: .5;
  background-image: linear-gradient(rgba(255,255,255,.045) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.045) 1px, transparent 1px);
  background-size: 64px 64px;
  mask-image: radial-gradient(80% 70% at 50% 40%, #000 30%, transparent 80%);
  -webkit-mask-image: radial-gradient(80% 70% at 50% 40%, #000 30%, transparent 80%);
}
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 40px; align-items: end; }
.hero-copy { padding-bottom: clamp(56px, 7vw, 104px); }
.hero h1 { color: #fff; margin-bottom: 26px; }
.hero h1 .serif { color: var(--lavender); font-size: 1.06em; }
.hero .lede { color: rgba(255,255,255,.72); margin-bottom: 36px; }
.hero-badge { display: inline-flex; align-items: center; gap: 10px; padding: 6px 14px 6px 6px; border-radius: 999px; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12); color: rgba(255,255,255,.85); font-size: 13.5px; font-weight: 600; margin-bottom: 28px; }
.hero-badge b { background: var(--lavender); color: var(--navy-900); padding: 3px 10px; border-radius: 999px; font-size: 12px; font-weight: 800; }
.hero-proof { display: flex; gap: 28px; margin-top: 44px; flex-wrap: wrap; }
.hero-proof .item { display: flex; align-items: center; gap: 12px; font-size: 14px; color: rgba(255,255,255,.7); line-height: 1.35; }
.hero-proof .item svg { width: 22px; height: 22px; color: var(--lavender); flex-shrink: 0; }
.hero-proof strong { color: #fff; display: block; font-size: 15px; }

.hero-visual { position: relative; align-self: end; min-height: 560px; display: flex; justify-content: center; }
.hero-arc { position: absolute; bottom: -10%; left: 50%; transform: translateX(-50%); width: 118%; aspect-ratio: 1; border-radius: 50%;
  background: radial-gradient(closest-side, rgba(189,195,234,.28), rgba(189,195,234,.06) 70%, transparent 71%); }
.hero-arc::after { content: ""; position: absolute; inset: 9%; border-radius: 50%; border: 1px dashed rgba(189,195,234,.25); animation: spin 80s linear infinite; }
.hero-photo { position: relative; width: min(560px, 100%); z-index: 1; filter: drop-shadow(0 30px 40px rgba(0,0,0,.35)); -webkit-mask-image: linear-gradient(180deg, #000 82%, transparent 100%); mask-image: linear-gradient(180deg, #000 82%, transparent 100%); }
.float-card {
  position: absolute; z-index: 2; background: rgba(255,255,255,.96); color: var(--ink);
  border-radius: 18px; box-shadow: var(--shadow-lg); padding: 14px 16px; display: flex; gap: 12px; align-items: center;
  font-size: 13.5px; line-height: 1.3; animation: float 7s ease-in-out infinite;
}
.float-card .ic { width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; background: var(--lavender-50); color: var(--navy); flex-shrink: 0; }
.float-card .ic svg { width: 20px; height: 20px; }
.float-card strong { display: block; font-size: 15px; letter-spacing: -.01em; }
.float-card small { color: var(--ink-4); font-weight: 600; }
.float-card.fc-1 { top: 18%; left: -4%; }
.float-card.fc-2 { top: 48%; right: -6%; animation-delay: -2.5s; }
.float-card.fc-3 { bottom: 12%; left: 2%; animation-delay: -5s; }
.float-card .stars { display: flex; gap: 2px; color: var(--gold); }
.float-card .stars svg { width: 14px; height: 14px; }
@keyframes float { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }
@keyframes spin { to { transform: rotate(360deg); } }

@media (max-width: 960px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-copy { padding-bottom: 8px; }
  .hero-visual { min-height: 0; margin-top: 20px; }
  .hero-photo { width: min(420px, 88%); }
  .float-card.fc-1 { left: 0; top: 10%; }
  .float-card.fc-2 { right: 0; }
  .float-card.fc-3 { display: none; }
}
@media (max-width: 520px) {
  .float-card { padding: 10px 12px; font-size: 12px; border-radius: 14px; }
  .float-card .ic { width: 32px; height: 32px; }
  .float-card strong { font-size: 13px; }
  .hero-proof { gap: 18px; }
}

/* ---------- Trust strip ---------- */
.trust { background: #fff; border-bottom: 1px solid var(--line); }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.trust-item { padding: 30px 28px; display: flex; gap: 16px; align-items: flex-start; border-right: 1px solid var(--line); }
.trust-item:last-child { border-right: 0; }
.trust-item .num { font-size: 34px; font-weight: 800; letter-spacing: -.04em; color: var(--navy); line-height: 1; }
.trust-item .ic { width: 44px; height: 44px; border-radius: 12px; background: var(--lavender-50); color: var(--navy); display: grid; place-items: center; flex-shrink: 0; }
.trust-item .ic svg { width: 22px; height: 22px; }
.trust-item strong { display: block; color: var(--ink); font-size: 15.5px; line-height: 1.3; margin-bottom: 3px; }
.trust-item span { font-size: 14px; color: var(--ink-4); line-height: 1.45; display: block; }
@media (max-width: 960px) {
  .trust-grid { grid-template-columns: 1fr 1fr; }
  .trust-item:nth-child(2) { border-right: 0; }
  .trust-item:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
}
@media (max-width: 560px) {
  .trust-grid { grid-template-columns: 1fr; }
  .trust-item { border-right: 0; border-bottom: 1px solid var(--line); padding: 22px 4px; }
  .trust-item:last-child { border-bottom: 0; }
}

/* ---------- Path cards ---------- */
.paths { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.path-card {
  position: relative; border-radius: var(--radius-lg); padding: 34px; min-height: 380px;
  display: flex; flex-direction: column; overflow: hidden; isolation: isolate;
  background: #fff; border: 1px solid var(--line); color: var(--ink-3);
  transition: transform .4s var(--ease), box-shadow .4s var(--ease), border-color .4s var(--ease);
}
.path-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: transparent; color: var(--ink-3); }
.path-card .num { font-size: 13px; font-weight: 800; letter-spacing: .1em; color: var(--ink-4); }
.path-card .ic { width: 64px; height: 64px; border-radius: 18px; display: grid; place-items: center; background: var(--lavender-50); color: var(--navy); margin: 26px 0 0; transition: background .4s, color .4s, transform .4s var(--ease); }
.path-card .ic svg { width: 30px; height: 30px; }
.path-card:hover .ic { background: var(--navy); color: #fff; transform: rotate(-6deg) scale(1.05); }
.path-card h3 { font-size: 28px; margin: 44px 0 10px; }
.path-card p { margin-bottom: 22px; font-size: 15.5px; }
.path-card .tags { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 24px; }
.tag { font-size: 12.5px; font-weight: 700; padding: 5px 11px; border-radius: 999px; background: var(--mist); color: var(--ink-2); border: 1px solid var(--line); }
.path-card .link-arrow { margin-top: auto; }
.path-card.featured { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-800) 100%); color: rgba(255,255,255,.72); border-color: transparent; }
.path-card.featured h3 { color: #fff; }
.path-card.featured .num { color: var(--lavender); }
.path-card.featured .ic { background: rgba(255,255,255,.1); color: #fff; }
.path-card.featured:hover .ic { background: #fff; color: var(--navy); }
.path-card.featured .tag { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.14); color: #fff; }
.path-card.featured .link-arrow { color: #fff; }
.path-card.featured::after { content: ""; position: absolute; right: -80px; top: -80px; width: 260px; height: 260px; border-radius: 50%; background: radial-gradient(closest-side, rgba(112,124,209,.6), transparent); z-index: -1; }
@media (max-width: 960px) { .paths { grid-template-columns: 1fr; } .path-card { min-height: 0; } }

/* ---------- Split / feature ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(40px, 6vw, 96px); align-items: center; }
.split.reverse > :first-child { order: 2; }
@media (max-width: 960px) { .split { grid-template-columns: 1fr; } .split.reverse > :first-child { order: 0; } }

.check-list { list-style: none; padding: 0; margin: 28px 0; display: grid; gap: 14px; }
.check-list li { display: flex; gap: 14px; align-items: flex-start; color: var(--ink-2); font-weight: 500; }
.check-list li::before {
  content: ""; width: 24px; height: 24px; border-radius: 50%; flex-shrink: 0; margin-top: 2px;
  background: var(--navy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center / 13px no-repeat;
}
.section-dark .check-list li { color: rgba(255,255,255,.85); }
.section-dark .check-list li::before { background-color: var(--indigo); }

/* Pre-approval comparison card */
.compare { background: #fff; border-radius: var(--radius-xl); box-shadow: var(--shadow-lg); padding: 10px; border: 1px solid var(--line); }
.compare-head { display: grid; grid-template-columns: 1.3fr 1fr 1fr; padding: 18px 22px; font-size: 12.5px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--ink-4); }
.compare-head .us { color: var(--navy); }
.compare-row { display: grid; grid-template-columns: 1.3fr 1fr 1fr; padding: 18px 22px; align-items: center; border-top: 1px solid var(--line); font-size: 15px; }
.compare-row .label { color: var(--ink); font-weight: 600; }
.compare-row .them { color: var(--ink-4); display: flex; align-items: center; gap: 8px; }
.compare-row .us { color: var(--navy); font-weight: 700; display: flex; align-items: center; gap: 8px; }
.compare-row svg { width: 18px; height: 18px; flex-shrink: 0; }
.compare-row .them svg { color: #c4c6d4; }
.compare-foot { margin: 6px; border-radius: 22px; background: var(--lavender-50); padding: 20px 22px; display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.compare-foot p { margin: 0; color: var(--ink); font-weight: 600; font-size: 15px; }
@media (max-width: 560px) {
  .compare-head, .compare-row { grid-template-columns: 1.2fr 1fr 1fr; padding: 14px; font-size: 13.5px; gap: 8px; }
  .compare-head { font-size: 10.5px; }
  .compare-row svg { display: none; }
}

/* ---------- Calculator ---------- */
.calc { display: grid; grid-template-columns: 1.1fr .9fr; background: #fff; border-radius: var(--radius-xl); box-shadow: var(--shadow-lg); overflow: hidden; border: 1px solid var(--line); }
.calc-inputs { padding: clamp(24px, 4vw, 44px); display: grid; gap: 26px; align-content: start; }
.calc-result { background: linear-gradient(165deg, var(--navy) 0%, var(--navy-900) 100%); color: rgba(255,255,255,.75); padding: clamp(24px, 4vw, 44px); display: flex; flex-direction: column; position: relative; overflow: hidden; }
.calc-result::before { content: ""; position: absolute; width: 360px; height: 360px; right: -140px; top: -140px; border-radius: 50%; background: radial-gradient(closest-side, rgba(112,124,209,.45), transparent); }
.calc-result > * { position: relative; }
.calc-result .label { font-size: 16px; font-weight: 600; letter-spacing: -.01em; color: var(--lavender); }
.calc-big { font-size: clamp(48px, 6vw, 68px); color: #fff; font-weight: 800; letter-spacing: -.045em; line-height: 1; margin: 10px 0 4px; font-variant-numeric: tabular-nums; }
.calc-big small { font-size: 18px; font-weight: 600; color: rgba(255,255,255,.6); letter-spacing: 0; }
.calc-breakdown { margin: 28px 0; display: grid; gap: 12px; }
.calc-breakdown .row { display: flex; align-items: center; gap: 12px; font-size: 14.5px; }
.calc-breakdown .sw { width: 10px; height: 10px; border-radius: 3px; flex-shrink: 0; }
.calc-breakdown .row span:nth-child(2) { flex: 1; }
.calc-breakdown .row b { color: #fff; font-variant-numeric: tabular-nums; }
.calc-bar { display: flex; height: 10px; border-radius: 99px; overflow: hidden; background: rgba(255,255,255,.1); gap: 2px; }
.calc-bar i { display: block; height: 100%; transition: width .5s var(--ease); }
.calc-result .btn { margin-top: auto; }
.calc-result .calc-lead { margin-top: auto; display: grid; gap: 10px; }
.calc-lead .btn { margin-top: 2px; }
.calc-lead-title { margin: 0; font-size: 14px; font-weight: 700; color: #fff; }
.calc-lead-fields { display: grid; gap: 8px; }
.calc-lead-fields .input { padding: 11px 14px; font-size: 15px; background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.22); color: #fff; }
.calc-lead-fields .input::placeholder { color: rgba(255,255,255,.55); }
.calc-lead-fields .input:focus { border-color: var(--lavender); box-shadow: 0 0 0 4px rgba(189,195,234,.18); }
.calc-lead-done { display: flex; gap: 10px; align-items: flex-start; margin: 0; padding: 14px 16px; border-radius: 14px; background: rgba(31,157,107,.18); color: #fff; font-size: 14.5px; line-height: 1.5; }
.calc-lead-done[hidden] { display: none; }
.calc-lead-done svg { width: 20px; height: 20px; flex-shrink: 0; color: #7fe0b5; margin-top: 1px; }
.form-error { margin: 10px 0 0; font-size: 14px; color: #c0392b; }
.calc-result .form-error { color: #ffb4a8; }
.form-error a { color: inherit; font-weight: 700; }
.calc-note { font-size: 12px; color: rgba(255,255,255,.45); margin: 16px 0 0; line-height: 1.5; }

.field { display: grid; gap: 10px; }
.field-top { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; }
.field label, .field .label { font-size: 14px; font-weight: 700; color: var(--ink); }
.field .hint { font-size: 12.5px; color: var(--ink-4); font-weight: 600; }
.money-input { display: flex; align-items: center; border: 1.5px solid var(--line-strong); border-radius: 12px; background: #fff; transition: border-color .2s, box-shadow .2s; overflow: hidden; }
.money-input:focus-within { border-color: var(--navy); box-shadow: 0 0 0 4px rgba(41,52,127,.1); }
.money-input .affix { padding: 0 0 0 14px; color: var(--ink-4); font-weight: 700; }
.money-input .affix.end { padding: 0 14px 0 0; }
.money-input input { border: 0; outline: 0; padding: 12px 14px; width: 100%; font: inherit; font-weight: 700; font-size: 17px; color: var(--ink); background: transparent; font-variant-numeric: tabular-nums; min-width: 0; }
.money-input input:focus-visible { outline: none; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

input[type=range].range { -webkit-appearance: none; appearance: none; width: 100%; height: 6px; border-radius: 99px; background: linear-gradient(90deg, var(--navy) var(--p, 50%), var(--line) var(--p, 50%)); outline: none; margin: 4px 0; }
input[type=range].range::-webkit-slider-thumb { -webkit-appearance: none; width: 24px; height: 24px; border-radius: 50%; background: #fff; border: 2px solid var(--navy); box-shadow: 0 4px 12px rgba(41,52,127,.3); cursor: grab; transition: transform .2s; }
input[type=range].range::-webkit-slider-thumb:active { transform: scale(1.12); cursor: grabbing; }
input[type=range].range::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: #fff; border: 2px solid var(--navy); box-shadow: 0 4px 12px rgba(41,52,127,.3); cursor: grab; }

.seg { display: inline-grid; grid-auto-flow: column; grid-auto-columns: 1fr; background: var(--mist); border: 1px solid var(--line); border-radius: 12px; padding: 4px; gap: 4px; }
.seg button { border: 0; background: none; padding: 9px 14px; border-radius: 9px; font-weight: 700; font-size: 14px; color: var(--ink-3); transition: background .2s, color .2s, box-shadow .2s; }
.seg button.active { background: #fff; color: var(--navy); box-shadow: var(--shadow-sm); }
@media (max-width: 900px) { .calc { grid-template-columns: 1fr; } }
@media (max-width: 480px) { .field-row { grid-template-columns: 1fr; } }

/* Calculators page tabs */
.calc-tabs { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 28px; }
.calc-tab { border: 1px solid var(--line-strong); background: #fff; border-radius: 999px; padding: 11px 18px; font-weight: 700; font-size: 14.5px; color: var(--ink-2); display: inline-flex; align-items: center; gap: 8px; transition: all .2s var(--ease); }
.calc-tab svg { width: 17px; height: 17px; }
.calc-tab:hover { border-color: var(--navy); color: var(--navy); }
.calc-tab.active { background: var(--navy); border-color: var(--navy); color: #fff; box-shadow: 0 10px 20px -10px rgba(41,52,127,.6); }
.calc-panel { display: none; }
.calc-panel.active { display: block; animation: fadeUp .45s var(--ease); }
@keyframes fadeUp { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }

/* ---------- Steps ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; counter-reset: step; position: relative; }
.step { position: relative; padding: 32px; border-radius: var(--radius-lg); background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.1); transition: background .3s, border-color .3s; }
.step:hover { background: rgba(255,255,255,.07); border-color: rgba(189,195,234,.35); }
.step .n { width: 48px; height: 48px; border-radius: 14px; display: grid; place-items: center; background: var(--lavender); color: var(--navy-900); font-weight: 800; font-size: 18px; margin-bottom: 28px; }
.step h3 { font-size: 22px; margin-bottom: 10px; }
.step p { font-size: 15.5px; margin: 0; }
.steps.light .step { background: #fff; border-color: var(--line); color: var(--ink-3); }
.steps.light .step:hover { border-color: var(--lavender); box-shadow: var(--shadow); }
.steps.light .step .n { background: var(--navy); color: #fff; }
@media (max-width: 900px) { .steps { grid-template-columns: 1fr; } }

/* ---------- Programs ---------- */
.prog-tabs { display: inline-flex; gap: 4px; padding: 5px; background: #fff; border-radius: 999px; border: 1px solid var(--line); box-shadow: var(--shadow-sm); flex-wrap: wrap; }
.prog-tab { border: 0; background: none; padding: 10px 20px; border-radius: 999px; font-weight: 700; font-size: 14.5px; color: var(--ink-3); transition: all .25s var(--ease); }
.prog-tab:hover { color: var(--navy); }
.prog-tab.active { background: var(--navy); color: #fff; }
.prog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 36px; }
.prog-card { display: flex; flex-direction: column; padding: 28px; border-radius: var(--radius-lg); background: #fff; border: 1px solid var(--line); color: var(--ink-3); transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s; position: relative; min-height: 240px; }
.prog-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--lavender); color: var(--ink-3); }
.prog-card .top { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 24px; }
.prog-card .ic { width: 52px; height: 52px; border-radius: 14px; background: var(--lavender-50); color: var(--navy); display: grid; place-items: center; }
.prog-card .ic svg { width: 26px; height: 26px; }
.prog-card .go { width: 38px; height: 38px; border-radius: 50%; border: 1px solid var(--line); display: grid; place-items: center; color: var(--ink-3); transition: all .3s var(--ease); }
.prog-card .go svg { width: 16px; height: 16px; transform: rotate(-45deg); transition: transform .3s var(--ease); }
.prog-card:hover .go { background: var(--navy); border-color: var(--navy); color: #fff; }
.prog-card:hover .go svg { transform: rotate(0); }
.prog-card h3 { font-size: 21px; margin-bottom: 8px; }
.prog-card p { font-size: 15px; margin: 0; line-height: 1.55; }
.prog-card .meta { margin-top: auto; padding-top: 20px; display: flex; gap: 6px; flex-wrap: wrap; }
.prog-pane { display: none; }
.prog-pane.active { display: grid; animation: fadeUp .45s var(--ease); }
@media (max-width: 960px) { .prog-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .prog-grid { grid-template-columns: 1fr; } .prog-tabs { border-radius: 18px; } }

.chip-cloud { display: flex; flex-wrap: wrap; gap: 8px; }
.chip-cloud .tag { font-size: 13.5px; padding: 8px 14px; background: #fff; }

/* ---------- Meet Rick ---------- */
.meet { position: relative; border-radius: var(--radius-xl); background: linear-gradient(140deg, var(--lavender-50) 0%, #fff 60%); border: 1px solid var(--line); overflow: hidden; display: grid; grid-template-columns: .9fr 1.1fr; }
.meet-photo { position: relative; display: flex; align-items: flex-end; justify-content: center; min-height: 460px; background: radial-gradient(70% 60% at 50% 70%, rgba(112,124,209,.35), transparent 70%); }
.meet-photo img { width: 92%; max-width: 480px; position: relative; z-index: 1; }
.meet-photo .ring { position: absolute; width: 78%; aspect-ratio: 1; border-radius: 50%; border: 1.5px solid rgba(41,52,127,.12); left: 11%; bottom: 8%; }
.meet-body { padding: clamp(32px, 5vw, 64px); }
.meet-body h2 { margin-bottom: 6px; }
.meet-role { font-weight: 700; color: var(--slate); margin-bottom: 22px; }
.meet-quote { font-weight: 600; font-size: clamp(22px, 2.2vw, 28px); line-height: 1.3; color: var(--navy-800); margin: 0 0 22px; letter-spacing: -.01em; }
.contact-tiles { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin: 28px 0; }
.contact-tile { display: flex; align-items: center; gap: 12px; padding: 14px 16px; background: #fff; border: 1px solid var(--line); border-radius: 14px; color: var(--ink); transition: border-color .2s, box-shadow .2s, transform .2s var(--ease); min-width: 0; }
.contact-tile:hover { border-color: var(--lavender); box-shadow: var(--shadow); color: var(--ink); transform: translateY(-2px); }
.contact-tile .ic { width: 38px; height: 38px; border-radius: 10px; background: var(--lavender-50); color: var(--navy); display: grid; place-items: center; flex-shrink: 0; }
.contact-tile .ic svg { width: 18px; height: 18px; }
.contact-tile small { display: block; font-size: 11.5px; font-weight: 700; color: var(--ink-4); text-transform: uppercase; letter-spacing: .08em; }
.contact-tile b { display: block; font-size: 14.5px; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.contact-tile > span { min-width: 0; }
.socials { display: flex; gap: 8px; flex-wrap: wrap; }
.socials a { width: 40px; height: 40px; border-radius: 50%; display: grid; place-items: center; border: 1px solid var(--line-strong); color: var(--ink-2); transition: all .2s var(--ease); background: #fff; }
.socials a:hover { background: var(--navy); color: #fff; border-color: var(--navy); transform: translateY(-2px); }
.socials svg { width: 17px; height: 17px; }
@media (max-width: 960px) { .meet { grid-template-columns: 1fr; } .meet-photo { min-height: 360px; } .meet-photo img { width: 70%; } }
@media (max-width: 520px) { .contact-tiles { grid-template-columns: 1fr; } }

/* ---------- Testimonials ---------- */
.reviews-wrap { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(32px, 5vw, 80px); align-items: start; }
.review-score { position: sticky; top: calc(var(--header-h) + 32px); }
.review-score .stars { display: flex; gap: 4px; color: var(--gold); margin: 20px 0 10px; }
.review-score .stars svg { width: 24px; height: 24px; }
.reviews-col { columns: 2; column-gap: 16px; }
.review { break-inside: avoid; margin-bottom: 16px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 28px; transition: box-shadow .3s, transform .3s var(--ease); }
.review:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.review .stars { display: flex; gap: 2px; color: var(--gold); margin-bottom: 16px; }
.review .stars svg { width: 16px; height: 16px; }
.review blockquote { margin: 0 0 20px; color: var(--ink-2); font-size: 15.5px; line-height: 1.65; }
.review .who { display: flex; align-items: center; gap: 12px; }
.review .avatar { width: 42px; height: 42px; border-radius: 50%; background: linear-gradient(135deg, var(--navy), var(--periwinkle)); color: #fff; display: grid; place-items: center; font-weight: 800; font-size: 15px; flex-shrink: 0; overflow: hidden; }
.review .avatar img { width: 100%; height: 100%; object-fit: cover; }
.review .who b { display: block; color: var(--ink); font-size: 15px; }
.review .who small { color: var(--ink-4); font-size: 13px; font-weight: 600; }
.review.big { background: var(--navy); border-color: var(--navy); color: rgba(255,255,255,.8); }
.review.big blockquote { color: #fff; font-weight: 600; font-size: 20px; line-height: 1.45; letter-spacing: -.01em; }
.review.big .who b { color: #fff; }
.review.big .who small { color: var(--lavender); }
.review.big .avatar { background: var(--lavender); color: var(--navy); }
@media (max-width: 960px) { .reviews-wrap { grid-template-columns: 1fr; } .review-score { position: static; } }
@media (max-width: 640px) { .reviews-col { columns: 1; } }

/* ---------- Blog cards ---------- */
.post-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.post-card { display: flex; flex-direction: column; color: var(--ink-3); background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); overflow: hidden; transition: transform .35s var(--ease), box-shadow .35s var(--ease); }
.post-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); color: var(--ink-3); }
.post-card .media { aspect-ratio: 16 / 10; overflow: hidden; background: var(--lavender-50); position: relative; }
.post-card .media img { width: 100%; height: 100%; object-fit: cover; transition: transform .7s var(--ease); }
.post-card:hover .media img { transform: scale(1.05); }
.post-card .media .tag { position: absolute; left: 14px; top: 14px; background: rgba(255,255,255,.92); border: 0; backdrop-filter: blur(6px); color: var(--navy); }
.post-card .body { padding: 22px 24px 26px; display: flex; flex-direction: column; flex: 1; }
.post-card .meta { font-size: 13px; color: var(--ink-4); font-weight: 600; display: flex; gap: 8px; align-items: center; margin-bottom: 10px; }
.post-card .meta i { width: 3px; height: 3px; border-radius: 50%; background: currentColor; }
.post-card h3 { font-size: 19px; line-height: 1.3; margin-bottom: 10px; letter-spacing: -.015em; }
.post-card p { font-size: 14.5px; line-height: 1.55; margin: 0; display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; overflow: hidden; }
.post-feature { display: grid; grid-template-columns: 1.15fr 1fr; gap: 0; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-xl); overflow: hidden; color: var(--ink-3); margin-bottom: 48px; transition: box-shadow .35s; }
.post-feature:hover { box-shadow: var(--shadow-lg); color: var(--ink-3); }
.post-feature .media { min-height: 380px; overflow: hidden; }
.post-feature .media img { width: 100%; height: 100%; object-fit: cover; transition: transform .8s var(--ease); }
.post-feature:hover .media img { transform: scale(1.04); }
.post-feature .body { padding: clamp(28px, 4vw, 56px); display: flex; flex-direction: column; justify-content: center; }
.post-feature h2 { font-size: clamp(26px, 3vw, 38px); }
@media (max-width: 960px) { .post-grid { grid-template-columns: 1fr 1fr; } .post-feature { grid-template-columns: 1fr; } .post-feature .media { min-height: 240px; } }
@media (max-width: 600px) { .post-grid { grid-template-columns: 1fr; } }

.blog-toolbar { display: flex; gap: 16px; align-items: center; justify-content: space-between; margin-bottom: 32px; flex-wrap: wrap; }
.search { position: relative; flex: 1 1 260px; max-width: 360px; margin-left: auto; }
.search svg { position: absolute; left: 16px; top: 50%; transform: translateY(-50%); width: 18px; height: 18px; color: var(--ink-4); }
.search input { width: 100%; border: 1.5px solid var(--line-strong); border-radius: 999px; padding: 13px 18px 13px 46px; font: inherit; font-size: 15px; background: #fff; color: var(--ink); transition: border-color .2s, box-shadow .2s; }
.search input:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 4px rgba(41,52,127,.1); }
.filter-chips { display: flex; gap: 8px; flex-wrap: wrap; }
.filter-chips button { border: 1px solid var(--line-strong); background: #fff; color: var(--ink-2); padding: 9px 16px; border-radius: 999px; font-weight: 700; font-size: 14px; transition: all .2s; }
.filter-chips button:hover { border-color: var(--navy); color: var(--navy); }
.filter-chips button.active { background: var(--navy); border-color: var(--navy); color: #fff; }
.empty-state { text-align: center; padding: 64px 0; color: var(--ink-4); display: none; }
.load-more-wrap { text-align: center; margin-top: 48px; }

/* ---------- CTA band ---------- */
.cta-band { position: relative; overflow: hidden; isolation: isolate; border-radius: var(--radius-xl); padding: clamp(40px, 6vw, 88px); background: linear-gradient(135deg, var(--navy) 0%, var(--navy-900) 100%); color: rgba(255,255,255,.75); display: grid; grid-template-columns: 1.3fr .7fr; gap: 40px; align-items: center; }
.cta-band::before { content: ""; position: absolute; inset: 0; z-index: -1; background: radial-gradient(50% 80% at 90% 10%, rgba(112,124,209,.55), transparent 70%), radial-gradient(40% 60% at 0% 100%, rgba(60,76,185,.45), transparent 70%); }
.cta-band::after { content: ""; position: absolute; inset: 0; z-index: -1; opacity: .35; background-image: radial-gradient(rgba(255,255,255,.25) 1px, transparent 1px); background-size: 22px 22px; mask-image: linear-gradient(90deg, transparent 40%, #000); -webkit-mask-image: linear-gradient(90deg, transparent 40%, #000); }
.cta-band h2 { color: #fff; margin-bottom: 14px; }
.cta-band h2 .serif { color: rgba(189,195,234,.8); }
.cta-band p { margin: 0; font-size: 18px; max-width: 560px; }
.cta-band .btn-row { justify-content: flex-end; }
@media (max-width: 900px) { .cta-band { grid-template-columns: 1fr; } .cta-band .btn-row { justify-content: flex-start; } }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-950); color: rgba(255,255,255,.6); padding: clamp(64px, 8vw, 104px) 0 0; font-size: 15px; position: relative; overflow: hidden; }
.site-footer a { color: rgba(255,255,255,.75); }
.site-footer a:hover { color: #fff; }
.footer-top { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 48px; padding-bottom: 56px; }
.footer-top h4 { color: #fff; font-size: 14px; letter-spacing: 0; margin-bottom: 20px; }
.footer-top ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 11px; }
.footer-about p { max-width: 360px; margin: 22px 0 24px; line-height: 1.6; }
.footer-about .socials a { background: rgba(255,255,255,.05); border-color: rgba(255,255,255,.12); color: rgba(255,255,255,.8); }
.footer-about .socials a:hover { background: #fff; color: var(--navy-900); }
.footer-contact li { display: flex; gap: 10px; align-items: flex-start; }
.footer-contact svg { width: 16px; height: 16px; margin-top: 4px; color: var(--lavender); flex-shrink: 0; }
.footer-word { font-size: clamp(64px, 15vw, 220px); font-weight: 800; letter-spacing: -.06em; line-height: .8; color: transparent; -webkit-text-stroke: 1px rgba(189,195,234,.14); text-align: center; white-space: nowrap; user-select: none; margin-bottom: -.12em; }
.footer-legal { border-top: 1px solid rgba(255,255,255,.08); padding: 28px 0 32px; display: grid; grid-template-columns: auto 1fr auto; gap: 24px; align-items: center; font-size: 13px; line-height: 1.6; color: rgba(255,255,255,.45); }
.footer-legal .ehl { width: 44px; opacity: .8; filter: brightness(0) invert(1); }
.footer-legal .links { display: flex; gap: 18px; flex-wrap: wrap; justify-content: flex-end; }
.footer-legal p { margin: 0; }
@media (max-width: 960px) { .footer-top { grid-template-columns: 1fr 1fr; } .footer-about { grid-column: 1 / -1; } .footer-legal { grid-template-columns: auto 1fr; } .footer-legal .links { grid-column: 1 / -1; justify-content: flex-start; } }
@media (max-width: 520px) { .footer-top { grid-template-columns: 1fr; gap: 36px; } }

/* ---------- Interior page hero ---------- */
.page-hero { position: relative; overflow: hidden; isolation: isolate; background: var(--navy-900); color: rgba(255,255,255,.72); padding: clamp(56px, 7vw, 96px) 0 clamp(64px, 8vw, 112px); }
.page-hero::before { content: ""; position: absolute; inset: 0; z-index: -2; background: radial-gradient(50% 90% at 85% 0%, rgba(60,76,185,.6), transparent 70%), radial-gradient(40% 60% at 0% 100%, rgba(112,124,209,.22), transparent 70%), linear-gradient(180deg, var(--navy-900), var(--navy-800)); }
.page-hero::after { content: ""; position: absolute; inset: 0; z-index: -1; opacity: .5; background-image: linear-gradient(rgba(255,255,255,.04) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.04) 1px, transparent 1px); background-size: 56px 56px; mask-image: radial-gradient(70% 80% at 70% 20%, #000 20%, transparent 75%); -webkit-mask-image: radial-gradient(70% 80% at 70% 20%, #000 20%, transparent 75%); }
.page-hero h1 { color: #fff; max-width: 900px; }
.page-hero h1 .serif { color: rgba(189,195,234,.8); }
.page-hero .lede { color: rgba(255,255,255,.72); margin-bottom: 0; }
.page-hero .btn-row { margin-top: 32px; }
.page-hero-grid { display: grid; grid-template-columns: 1fr auto; gap: 40px; align-items: end; }
.page-hero.has-photo { padding-bottom: 0; }
.page-hero.has-photo .page-hero-grid { align-items: end; }
.page-hero.has-photo .page-hero-grid > div:first-child { padding-bottom: clamp(56px, 7vw, 96px); }
.page-hero .hero-mini-photo { width: 340px; -webkit-mask-image: linear-gradient(180deg, #000 85%, transparent); mask-image: linear-gradient(180deg, #000 85%, transparent); filter: drop-shadow(0 20px 30px rgba(0,0,0,.35)); }
@media (max-width: 860px) { .page-hero-grid { grid-template-columns: 1fr; } .page-hero .hero-mini-photo { width: 240px; margin: 0 auto; } }

.crumbs { display: flex; gap: 8px; align-items: center; flex-wrap: wrap; font-size: 13.5px; font-weight: 600; color: rgba(255,255,255,.55); margin-bottom: 26px; }
.crumbs a { color: rgba(255,255,255,.75); }
.crumbs a:hover { color: #fff; }
.crumbs svg { width: 14px; height: 14px; opacity: .5; }
.crumbs span[aria-current] { color: var(--lavender); }

.post-meta { display: flex; gap: 18px; flex-wrap: wrap; font-size: 14px; font-weight: 600; color: rgba(255,255,255,.65); margin-top: 26px; align-items: center; }
.post-meta .author { display: flex; align-items: center; gap: 10px; color: #fff; }
.post-meta .author img { width: 36px; height: 36px; border-radius: 50%; object-fit: cover; object-position: top; background: var(--lavender); }
.post-meta i { width: 4px; height: 4px; border-radius: 50%; background: rgba(255,255,255,.35); }

/* ---------- Article layout ---------- */
.article-wrap { display: grid; grid-template-columns: minmax(0, 1fr) 360px; gap: clamp(32px, 5vw, 72px); align-items: start; }
.article-wrap.no-aside { grid-template-columns: minmax(0, 1fr); max-width: 860px; margin: 0 auto; }
.aside { position: sticky; top: calc(var(--header-h) + 28px); display: grid; gap: 16px; }
@media (max-width: 1000px) { .article-wrap { grid-template-columns: 1fr; } .aside { position: static; } }

.post-hero-img { margin-top: calc(-1 * clamp(40px, 6vw, 72px)); position: relative; z-index: 2; border-radius: var(--radius-xl); overflow: hidden; box-shadow: var(--shadow-lg); aspect-ratio: 21 / 9; background: var(--lavender-50); }
.post-hero-img img { width: 100%; height: 100%; object-fit: cover; }

.side-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 26px; }
.side-card h4 { font-size: 19px; margin-bottom: 6px; }
.side-card p { font-size: 14.5px; color: var(--ink-3); }
.side-card.dark { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-900) 100%); border-color: transparent; color: rgba(255,255,255,.72); position: relative; overflow: hidden; }
.side-card.dark h4 { color: #fff; }
.side-card.dark p { color: rgba(255,255,255,.72); }
.side-card.dark::before { content: ""; position: absolute; right: -60px; top: -60px; width: 200px; height: 200px; border-radius: 50%; background: radial-gradient(closest-side, rgba(112,124,209,.5), transparent); }
.side-card > * { position: relative; }
.lo-card { display: flex; gap: 14px; align-items: center; margin-bottom: 18px; }
.lo-card img { width: 64px; height: 64px; border-radius: 50%; object-fit: cover; object-position: top; background: linear-gradient(160deg, var(--lavender), var(--periwinkle)); flex-shrink: 0; }
.lo-card b { display: block; color: #fff; font-size: 17px; }
.lo-card small { color: var(--lavender); font-weight: 600; font-size: 13px; }
.side-card .btn + .btn { margin-top: 10px; }
.side-links { list-style: none; padding: 0; margin: 8px 0 0; display: grid; }
.side-links a { display: flex; justify-content: space-between; align-items: center; padding: 11px 0; border-bottom: 1px solid var(--line); color: var(--ink-2); font-weight: 600; font-size: 15px; }
.side-links li:last-child a { border-bottom: 0; }
.side-links a:hover, .side-links a.current { color: var(--navy); }
.side-links a.current { font-weight: 800; }
.side-links svg { width: 15px; height: 15px; color: var(--ink-4); }

.toc { font-size: 14px; }
.toc a { display: block; padding: 7px 0 7px 14px; border-left: 2px solid var(--line); color: var(--ink-3); font-weight: 600; line-height: 1.4; }
.toc a:hover, .toc a.active { color: var(--navy); border-left-color: var(--navy); }

/* ---------- Prose ---------- */
.prose { color: var(--ink-2); font-size: 18px; line-height: 1.75; }
.prose > *:first-child { margin-top: 0; }
.prose h2 { font-size: clamp(26px, 2.6vw, 34px); margin: 1.8em 0 .6em; letter-spacing: -.03em; }
.prose h3 { font-size: clamp(21px, 2vw, 24px); margin: 1.6em 0 .5em; }
.prose h4 { font-size: 19px; margin: 1.5em 0 .5em; }
.prose h5, .prose h6 { font-size: 16px; margin: 1.4em 0 .4em; }
.prose p { margin: 0 0 1.25em; }
.prose a { color: var(--indigo); text-decoration: underline; text-decoration-color: rgba(60,76,185,.35); text-underline-offset: 3px; text-decoration-thickness: 1.5px; }
.prose a:hover { text-decoration-color: currentColor; }
.prose a.btn { color: #fff; text-decoration: none; }
.prose .btn-row { margin: 18px 0 4px; }
.prose strong { color: var(--ink); }
.prose ul, .prose ol { padding-left: 0; margin: 0 0 1.4em; list-style: none; display: grid; gap: 10px; }
.prose ul > li { position: relative; padding-left: 30px; }
.prose ul > li::before { content: ""; position: absolute; left: 6px; top: .62em; width: 8px; height: 8px; border-radius: 3px; background: var(--periwinkle); transform: rotate(45deg); }
.prose ol { counter-reset: li; }
.prose ol > li { counter-increment: li; position: relative; padding-left: 40px; }
.prose ol > li::before { content: counter(li); position: absolute; left: 0; top: .1em; width: 26px; height: 26px; border-radius: 8px; background: var(--lavender-50); color: var(--navy); font-weight: 800; font-size: 13.5px; display: grid; place-items: center; }
.prose li > ul, .prose li > ol { margin: 10px 0 0; }
.prose blockquote { margin: 1.8em 0; padding: 24px 28px; border-left: 3px solid var(--navy); background: var(--lavender-50); border-radius: 0 16px 16px 0; font-weight: 600; font-size: 21px; line-height: 1.5; color: var(--navy-800); letter-spacing: -.01em; }
.prose blockquote p:last-child { margin: 0; }
.prose img { border-radius: var(--radius); margin: 1.6em auto; box-shadow: var(--shadow); }
.prose table { width: 100%; border-collapse: separate; border-spacing: 0; margin: 1.6em 0; font-size: 15.5px; border: 1px solid var(--line); border-radius: 14px; overflow: hidden; display: block; overflow-x: auto; }
.prose th, .prose td { padding: 12px 16px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
.prose th { background: var(--mist); color: var(--ink); font-weight: 700; }
.prose tr:last-child td { border-bottom: 0; }
.prose hr { border: 0; height: 1px; background: var(--line); margin: 2.4em 0; }
.prose .lead-p { font-size: 21px; color: var(--ink); line-height: 1.6; }

.alpha-nav { display: flex; flex-wrap: wrap; gap: 6px; margin: 0 0 2em; padding: 14px; background: #fff; border: 1px solid var(--line); border-radius: 16px; position: sticky; top: calc(var(--header-h) + 12px); z-index: 5; }
.alpha-nav a { width: 34px; height: 34px; display: grid; place-items: center; border-radius: 9px; font-weight: 800; font-size: 14px; color: var(--ink-2); text-decoration: none !important; }
.alpha-nav a:hover { background: var(--navy); color: #fff; }

/* ---------- Accordion ---------- */
.accordion { display: grid; gap: 12px; margin: 1.6em 0; }
.acc { background: #fff; border: 1px solid var(--line); border-radius: 18px; transition: border-color .25s, box-shadow .25s; }
.acc[open] { border-color: var(--lavender); box-shadow: var(--shadow); }
.acc summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 22px 24px; font-weight: 700; font-size: 18px; color: var(--ink); letter-spacing: -.015em; line-height: 1.35; }
.acc summary::-webkit-details-marker { display: none; }
.acc summary .pm { width: 32px; height: 32px; border-radius: 50%; background: var(--lavender-50); flex-shrink: 0; position: relative; transition: background .25s, transform .3s var(--ease); }
.acc summary .pm::before, .acc summary .pm::after { content: ""; position: absolute; left: 50%; top: 50%; width: 12px; height: 2px; background: var(--navy); border-radius: 2px; transform: translate(-50%, -50%); transition: transform .3s var(--ease), background .25s; }
.acc summary .pm::after { transform: translate(-50%, -50%) rotate(90deg); }
.acc[open] summary .pm { background: var(--navy); transform: rotate(180deg); }
.acc[open] summary .pm::before, .acc[open] summary .pm::after { background: #fff; }
.acc[open] summary .pm::after { transform: translate(-50%, -50%) rotate(0); }
.acc .acc-body { padding: 0 24px 24px; font-size: 16.5px; }
.acc .acc-body > *:last-child { margin-bottom: 0; }

/* ---------- Forms ---------- */
.form-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-xl); box-shadow: var(--shadow-lg); padding: clamp(24px, 4vw, 44px); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-grid .full { grid-column: 1 / -1; }
.input-group { display: grid; gap: 7px; }
.input-group label { font-size: 13.5px; font-weight: 700; color: var(--ink); }
.input-group label .req { color: var(--indigo); }
.input, .select, .textarea { width: 100%; border: 1.5px solid var(--line-strong); border-radius: 12px; padding: 13px 15px; font: inherit; font-size: 16px; color: var(--ink); background: #fff; transition: border-color .2s, box-shadow .2s; }
.textarea { min-height: 130px; resize: vertical; }
.input:focus, .select:focus, .textarea:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 4px rgba(41,52,127,.1); }
.select { appearance: none; background: #fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23585d6b' stroke-width='2' stroke-linecap='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") right 14px center / 18px no-repeat; padding-right: 42px; }
.consent { font-size: 12.5px; line-height: 1.55; color: var(--ink-4); margin: 4px 0 0; }
.form-success { display: none; text-align: center; padding: 24px 8px; }
.form-success .ic { width: 64px; height: 64px; border-radius: 50%; background: rgba(31,157,107,.12); color: var(--success); display: grid; place-items: center; margin: 0 auto 18px; }
.form-success .ic svg { width: 30px; height: 30px; }
form.sent > *:not(.form-success) { display: none !important; }
form.sent .form-success { display: block; animation: fadeUp .5s var(--ease); }
@media (max-width: 560px) { .form-grid { grid-template-columns: 1fr; } }

/* Multi-step */
.wizard-progress { display: flex; align-items: center; gap: 14px; margin-bottom: 28px; }
.wizard-progress .bar { flex: 1; height: 6px; border-radius: 99px; background: var(--line); overflow: hidden; }
.wizard-progress .bar i { display: block; height: 100%; width: 0; background: linear-gradient(90deg, var(--navy), var(--periwinkle)); border-radius: 99px; transition: width .5s var(--ease); }
.wizard-progress span { font-size: 13px; font-weight: 800; color: var(--ink-4); font-variant-numeric: tabular-nums; }
.wstep { display: none; }
.wstep.active { display: block; animation: fadeUp .45s var(--ease); }
.wstep h3 { font-size: clamp(22px, 2.4vw, 28px); margin-bottom: 6px; }
.wstep > p { color: var(--ink-3); margin-bottom: 24px; }
.choice-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 12px; }
.choice { position: relative; }
.choice input { position: absolute; opacity: 0; pointer-events: none; }
.choice label { display: flex; flex-direction: column; gap: 12px; padding: 20px; border: 1.5px solid var(--line-strong); border-radius: 16px; cursor: pointer; font-weight: 700; color: var(--ink); background: #fff; transition: all .2s var(--ease); height: 100%; }
.choice label svg { width: 28px; height: 28px; color: var(--navy); }
.choice label small { font-weight: 600; color: var(--ink-4); font-size: 13px; line-height: 1.4; }
.choice label:hover { border-color: var(--periwinkle); transform: translateY(-2px); }
.choice input:checked + label { border-color: var(--navy); background: var(--lavender-50); box-shadow: 0 0 0 3px rgba(41,52,127,.12); }
.choice input:focus-visible + label { outline: 3px solid var(--periwinkle); outline-offset: 2px; }
.wizard-nav { display: flex; justify-content: space-between; align-items: center; margin-top: 28px; gap: 12px; }
.wizard-nav .back { background: none; border: 0; color: var(--ink-3); font-weight: 700; display: inline-flex; align-items: center; gap: 6px; padding: 10px 4px; }
.wizard-nav .back svg { width: 16px; height: 16px; transform: rotate(180deg); }
.wizard-nav .back[hidden] { visibility: hidden; display: inline-flex; }

/* ---------- Cards / misc ---------- */
.card-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 20px; }
.info-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 28px; display: flex; flex-direction: column; color: var(--ink-3); transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s; }
a.info-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--lavender); color: var(--ink-3); }
.info-card .ic { width: 52px; height: 52px; border-radius: 14px; background: var(--lavender-50); color: var(--navy); display: grid; place-items: center; margin-bottom: 22px; }
.info-card .ic svg { width: 26px; height: 26px; }
.info-card h3 { font-size: 20px; margin-bottom: 8px; }
.info-card p { font-size: 15px; margin-bottom: 18px; line-height: 1.55; }
.info-card .link-arrow { margin-top: auto; font-size: 15px; }

.stat-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 36px; }
.stat { padding: 22px; border-radius: 18px; background: #fff; border: 1px solid var(--line); }
.stat b { display: block; font-size: 30px; font-weight: 800; color: var(--navy); letter-spacing: -.04em; line-height: 1.1; }
.stat span { font-size: 14px; color: var(--ink-4); font-weight: 600; }
@media (max-width: 600px) { .stat-row { grid-template-columns: 1fr; } }

.notice { display: flex; gap: 14px; padding: 18px 20px; border-radius: 16px; background: var(--lavender-50); border: 1px solid rgba(112,124,209,.25); color: var(--ink-2); font-size: 14.5px; line-height: 1.55; }
.notice svg { width: 20px; height: 20px; color: var(--navy); flex-shrink: 0; margin-top: 2px; }

.disclaimer { font-size: 13px; color: var(--ink-4); line-height: 1.6; }

.marquee { overflow: hidden; mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); -webkit-mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); }
.marquee-track { display: flex; gap: 10px; width: max-content; animation: marquee 50s linear infinite; }
.marquee:hover .marquee-track { animation-play-state: paused; }
@keyframes marquee { to { transform: translateX(-50%); } }

.map-embed { border-radius: var(--radius-lg); overflow: hidden; border: 1px solid var(--line); aspect-ratio: 16/10; background: var(--mist); }
.map-embed iframe { width: 100%; height: 100%; border: 0; }

.redirect-page { min-height: 70vh; display: grid; place-items: center; text-align: center; }
.spinner { width: 54px; height: 54px; border-radius: 50%; border: 4px solid var(--lavender-50); border-top-color: var(--navy); animation: spin 1s linear infinite; margin: 0 auto 28px; }

/* ---------- Mobile sticky action bar ---------- */
.mobile-bar { display: none; }
@media (max-width: 400px) { .mobile-bar .mb-label { display: none; } }
@media (max-width: 760px) {
  .mobile-bar { display: grid; grid-template-columns: auto auto 1fr; gap: 6px; position: fixed; left: 12px; right: 12px; bottom: 12px; z-index: 90; padding: 8px; border-radius: 20px; background: rgba(12,16,39,.92); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); box-shadow: 0 20px 40px -12px rgba(0,0,0,.5); transform: translateY(140%); transition: transform .4s var(--ease); }
  .mobile-bar.show { transform: none; }
  .mobile-bar .btn { min-height: 48px; font-size: 14.5px; padding: 0 14px; white-space: nowrap; }
  .mobile-bar .btn .arrow { margin: 0; }
  .mobile-bar .mb-label { margin-left: 6px; }
  body { padding-bottom: 0; }
  .site-footer { padding-bottom: 80px; }
}

/* ---------- Reveal ---------- */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .8s var(--ease), transform .8s var(--ease); transition-delay: var(--d, 0s); }
.reveal.in { opacity: 1; transform: none; }
.no-js .reveal { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .001ms !important; animation-iteration-count: 1 !important; transition-duration: .001ms !important; scroll-behavior: auto !important; }
  .reveal { opacity: 1; transform: none; }
}

@media print {
  .site-header, .topbar, .site-footer, .mobile-bar, .aside, .cta-band { display: none !important; }
  .page-hero { background: none; color: #000; padding: 0 0 20px; }
  .page-hero h1 { color: #000; }
}

/* ==========================================================================
   Home page (v2): centered stage hero, bento grid, product tiles, carousel
   ========================================================================== */
.tone { color: var(--ink-4); }
.on-dark .tone, .ah-dark .tone { color: rgba(255,255,255,.5); }
.ah-h { font-size: clamp(40px, 5.6vw, 72px); font-weight: 700; letter-spacing: -.045em; line-height: 1.04; margin: 0 0 20px; }
.ah-head { text-align: center; max-width: 900px; margin: 0 auto clamp(48px, 6vw, 80px); }
.ah-head .lede { margin: 0 auto; }
.link-more { display: inline-flex; align-items: center; gap: 4px; font-weight: 600; font-size: 17px; color: var(--indigo); letter-spacing: -.01em; }
.link-more::after { content: "\203A"; font-size: 1.25em; line-height: 1; transform: translateY(-1px); transition: transform .25s var(--ease); }
.link-more:hover { text-decoration: underline; text-underline-offset: 3px; }
.link-more:hover::after { transform: translate(3px, -1px); }
.on-dark .link-more, .ah-dark .link-more { color: var(--lavender); }

/* Hero */
.ah-hero { padding: clamp(56px, 8vw, 104px) 0 0; text-align: center; background: var(--paper); overflow: hidden; }
.ah-hero .eyebrow { font-size: clamp(17px, 1.6vw, 21px); color: var(--ink); font-weight: 600; margin-bottom: 10px; }
.ah-hero h1 { font-size: clamp(50px, 8.4vw, 112px); font-weight: 700; letter-spacing: -.055em; line-height: .98; margin: 0 auto 26px; max-width: 1100px; }
.ah-hero h1 .grad { background: linear-gradient(100deg, var(--navy) 10%, var(--indigo) 45%, var(--periwinkle) 90%); -webkit-background-clip: text; background-clip: text; color: transparent; }
.ah-hero .lede { margin: 0 auto 34px; font-size: clamp(19px, 1.8vw, 23px); color: var(--ink-3); max-width: 660px; letter-spacing: -.012em; }
.ah-actions { display: flex; gap: 22px; justify-content: center; align-items: center; flex-wrap: wrap; }
/* Loan-type quiz on the home page */
.ah-quiz { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(32px, 6vw, 88px); align-items: center; }
.ah-quiz .ah-h { font-size: clamp(36px, 4.4vw, 60px); }
.ah-quiz .check-list { margin: 28px 0; }
.ah-quiz .form-card { box-shadow: 0 40px 80px -40px rgba(21,27,65,.35); border: 0; background: var(--paper); }
.section-white .ah-quiz .form-card { background: var(--mist); }
.ah-quiz .choice label { background: #fff; }
@media (max-width: 960px) { .ah-quiz { grid-template-columns: 1fr; } }

/* "Not a call center" tile: phone numbers as large links */
.tile-contact { margin-top: auto; padding-top: 24px; display: grid; gap: 10px; }
.tile-contact a { display: flex; justify-content: space-between; align-items: baseline; padding: 14px 18px; border-radius: 16px; background: var(--mist); color: var(--ink); font-size: 18px; font-weight: 600; letter-spacing: -.01em; transition: background .2s; }
.tile-contact a:hover { background: var(--lavender-50); color: var(--navy); }
.tile-contact small { font-size: 13px; font-weight: 600; color: var(--ink-4); }

/* Stats */
.ah-stats { background: var(--paper); padding: clamp(56px, 7vw, 96px) 0; border-bottom: 1px solid var(--line); }
.ah-stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); text-align: center; }
.ah-stat { padding: 0 20px; border-left: 1px solid var(--line); }
.ah-stat:first-child { border-left: 0; }
.ah-stat b { display: block; font-size: clamp(40px, 4.6vw, 64px); font-weight: 700; letter-spacing: -.05em; line-height: 1; color: var(--ink); margin-bottom: 10px; }
.ah-stat b .grad { background: linear-gradient(120deg, var(--navy), var(--periwinkle)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.ah-stat > span { font-size: 15.5px; color: var(--ink-3); line-height: 1.45; display: block; max-width: 220px; margin: 0 auto; }
@media (max-width: 800px) { .ah-stats-grid { grid-template-columns: 1fr 1fr; row-gap: 44px; } .ah-stat:nth-child(3) { border-left: 0; } }

/* Bento */
.bento { display: grid; grid-template-columns: repeat(6, 1fr); gap: 20px; }
.tile { position: relative; overflow: hidden; border-radius: 30px; background: #fff; padding: clamp(28px, 3vw, 44px); min-height: 340px; display: flex; flex-direction: column; isolation: isolate; color: var(--ink-3); }
.tile h3 { font-size: clamp(26px, 2.6vw, 36px); font-weight: 700; letter-spacing: -.035em; line-height: 1.08; margin-bottom: 12px; color: var(--ink); }
.tile p { font-size: 17px; line-height: 1.5; margin: 0; max-width: 460px; }
.tile .kicker { font-size: 15px; font-weight: 600; color: var(--indigo); margin-bottom: 10px; }
.tile.span-4 { grid-column: span 4; }
.tile.span-3 { grid-column: span 3; }
.tile.span-2 { grid-column: span 2; }
.tile.dark { background: radial-gradient(90% 120% at 100% 0%, #3c4cb9 0%, #151b41 55%, #0c1027 100%); color: rgba(255,255,255,.7); }
.tile.dark h3 { color: #fff; }
.tile.dark .kicker { color: var(--lavender); }
.tile.lav { background: linear-gradient(160deg, #eef0fb, #dfe3f8); }
.tile .big-num { font-size: clamp(88px, 10vw, 150px); font-weight: 800; letter-spacing: -.07em; line-height: .9; margin: auto 0 12px; background: linear-gradient(140deg, var(--navy) 20%, var(--periwinkle)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.app-card { margin-top: auto; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.14); border-radius: 22px; padding: 10px; backdrop-filter: blur(10px); max-width: 520px; width: 100%; align-self: flex-end; }
.tile.dark.span-4 { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; align-items: end; }
.tile.dark.span-4 .app-card { margin-top: 0; }
.app-row { display: flex; align-items: center; gap: 14px; padding: 13px 14px; border-radius: 14px; color: #fff; font-size: 15.5px; font-weight: 500; }
.app-row + .app-row { border-top: 1px solid rgba(255,255,255,.08); }
.app-row .ok { width: 26px; height: 26px; border-radius: 50%; background: #30d158; color: #06240f; display: grid; place-items: center; flex-shrink: 0; transform: scale(0); transition: transform .5s cubic-bezier(.3,1.6,.5,1); }
.app-row .ok svg { width: 14px; height: 14px; }
.app-row small { margin-left: auto; color: rgba(255,255,255,.5); font-size: 13px; white-space: nowrap; padding-left: 8px; }
.in .app-row .ok { transform: scale(1); }
.in .app-row:nth-child(2) .ok { transition-delay: .25s; } .in .app-row:nth-child(3) .ok { transition-delay: .5s; } .in .app-row:nth-child(4) .ok { transition-delay: .75s; }
.gauge { margin: auto auto 0; width: 100%; max-width: 260px; padding-top: 20px; }
.gauge svg { width: 100%; height: auto; }
.gauge .lbl { text-align: center; margin-top: -58px; }
.gauge .lbl b { display: block; font-size: 26px; font-weight: 700; color: var(--ink); letter-spacing: -.04em; line-height: 1.1; }
.gauge .lbl span { font-size: 13px; font-weight: 600; color: var(--success); }
.tile .chip-cloud { margin-top: auto; padding-top: 24px; }
.tile .chip-cloud .tag { background: var(--mist); border: 0; font-weight: 600; }
@media (max-width: 1000px) { .tile.span-4, .tile.span-3 { grid-column: span 6; } .tile.span-2 { grid-column: span 3; } }
@media (max-width: 760px) { .tile.dark.span-4 { grid-template-columns: 1fr; } }
@media (max-width: 640px) { .bento { grid-template-columns: 1fr; } .tile.span-4, .tile.span-3, .tile.span-2 { grid-column: auto; } .tile { min-height: 0; } }

/* Steps (minimal) */
.ah-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; position: relative; }
.ah-steps::before { content: ""; position: absolute; left: 16%; right: 16%; top: 34px; height: 1px; background: linear-gradient(90deg, transparent, var(--line-strong) 15%, var(--line-strong) 85%, transparent); }
.ah-step { text-align: center; padding: 0 28px; position: relative; }
.ah-step .n { width: 68px; height: 68px; border-radius: 50%; margin: 0 auto 28px; display: grid; place-items: center; background: var(--paper); border: 1px solid var(--line-strong); font-size: 22px; font-weight: 700; color: var(--navy); letter-spacing: -.02em; position: relative; transition: all .3s var(--ease); }
.ah-step:hover .n { background: var(--navy); color: #fff; border-color: var(--navy); }
.ah-step h3 { font-size: 24px; letter-spacing: -.03em; margin-bottom: 10px; }
.ah-step p { color: var(--ink-3); font-size: 16.5px; margin: 0 auto; max-width: 320px; }
@media (max-width: 860px) { .ah-steps { grid-template-columns: 1fr; row-gap: 48px; } .ah-steps::before { display: none; } }

/* Programs restyle on home */
.ah-programs .prog-tabs { display: flex; width: max-content; max-width: 100%; margin: 0 auto; background: var(--mist); border: 0; box-shadow: none; }
.ah-programs .prog-tab.active { background: #fff; color: var(--ink); box-shadow: 0 2px 8px rgba(0,0,0,.08); }
.ah-programs .prog-card { border: 0; border-radius: 26px; }
.ah-programs .prog-card:hover { box-shadow: 0 30px 50px -30px rgba(21,27,65,.35); }
.ah-programs .prog-card .tag { background: var(--paper); border: 0; }

/* Meet (cinematic) */
.ah-dark { background: #000; color: rgba(255,255,255,.7); position: relative; overflow: hidden; isolation: isolate; }
.ah-dark::before { content: ""; position: absolute; inset: 0; z-index: -1; background: radial-gradient(50% 70% at 75% 100%, rgba(60,76,185,.55), transparent 70%), radial-gradient(40% 50% at 10% 0%, rgba(41,52,127,.4), transparent 70%); }
.ah-dark h2, .ah-dark h3 { color: #fff; }
.ah-meet { display: grid; grid-template-columns: 1.1fr .9fr; gap: 40px; align-items: end; }
.ah-meet .copy { padding: clamp(72px, 10vw, 140px) 0; }
.ah-meet blockquote { margin: 0 0 32px; font-size: clamp(28px, 3.4vw, 46px); font-weight: 600; line-height: 1.15; letter-spacing: -.035em; color: #fff; }
.ah-meet .who { display: flex; align-items: center; gap: 14px; margin-bottom: 32px; }
.ah-meet .who b { color: #fff; display: block; font-size: 17px; }
.ah-meet .who span { font-size: 14.5px; }
.ah-meet .who::before { content: ""; width: 44px; height: 1px; background: rgba(255,255,255,.3); }
.ah-meet .photo { align-self: end; position: relative; }
.ah-meet .photo img { width: 100%; max-width: 560px; margin: 0 auto; filter: drop-shadow(0 30px 60px rgba(0,0,0,.6)); -webkit-mask-image: linear-gradient(180deg, #000 70%, transparent 97%); mask-image: linear-gradient(180deg, #000 70%, transparent 97%); }
.ah-meet .contact-line { display: flex; gap: 28px; flex-wrap: wrap; margin-top: 36px; font-size: 15px; }
.ah-meet .contact-line a { color: rgba(255,255,255,.85); display: inline-flex; gap: 8px; align-items: center; }
.ah-meet .contact-line a:hover { color: #fff; }
.ah-meet .contact-line svg { width: 16px; height: 16px; opacity: .7; }
@media (max-width: 900px) { .ah-meet { grid-template-columns: 1fr; } .ah-meet .copy { padding-bottom: 0; } .ah-meet .photo img { max-width: 380px; } }

/* Review carousel */
.carousel-head { display: flex; align-items: flex-end; justify-content: space-between; gap: 24px; margin-bottom: 40px; flex-wrap: wrap; }
.carousel-head .ah-h { margin: 0; }
.car-btns { display: flex; gap: 10px; }
.car-btn { width: 48px; height: 48px; border-radius: 50%; border: 0; background: var(--line); color: var(--ink); display: grid; place-items: center; transition: background .2s, opacity .2s; }
.car-btn:hover { background: var(--line-strong); }
.car-btn:disabled { opacity: .35; cursor: default; }
.car-btn svg { width: 20px; height: 20px; }
.car-btn.prev svg { transform: rotate(180deg); }
.carousel { display: flex; gap: 20px; overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none; padding: 4px var(--gutter) 24px; margin: 0 calc(-1 * var(--gutter)); scroll-padding: 0 var(--gutter); }
.carousel::-webkit-scrollbar { display: none; }
.r-card { scroll-snap-align: start; flex: 0 0 min(400px, 84vw); background: #fff; border-radius: 28px; padding: 34px; display: flex; flex-direction: column; margin: 0; }
.r-card .stars { display: flex; gap: 3px; color: var(--gold); margin-bottom: 22px; }
.r-card .stars svg { width: 18px; height: 18px; }
.r-card blockquote { margin: 0 0 28px; font-size: 19px; line-height: 1.5; color: var(--ink); letter-spacing: -.012em; font-weight: 500; }
.r-card figcaption { margin-top: auto; display: flex; align-items: center; gap: 12px; font-size: 15px; }
.r-card .avatar { width: 44px; height: 44px; border-radius: 50%; background: linear-gradient(135deg, var(--navy), var(--periwinkle)); color: #fff; display: grid; place-items: center; font-weight: 700; overflow: hidden; flex-shrink: 0; }
.r-card .avatar img { width: 100%; height: 100%; object-fit: cover; }
.r-card b { color: var(--ink); display: block; }
.r-card small { color: var(--ink-4); }
.r-card.feature { background: var(--navy); }
.r-card.feature blockquote { color: #fff; }
.r-card.feature b { color: #fff; } .r-card.feature small { color: var(--lavender); }

/* Final CTA */
.ah-cta { text-align: center; padding: clamp(96px, 12vw, 160px) 0; background: radial-gradient(50% 70% at 50% 100%, rgba(112,124,209,.22), transparent 70%), var(--paper); }
.ah-cta .ah-h { font-size: clamp(44px, 6.6vw, 88px); }
.ah-cta .lede { margin: 0 auto 36px; }

.section-white .tile:not(.dark):not(.lav), .section-white .r-card:not(.feature), .section-white.ah-programs .prog-card { background: var(--mist); }
.section-white.ah-programs .marquee .tag { background: var(--mist) !important; }
.ah-calc .calc { border: 0; box-shadow: 0 40px 80px -40px rgba(21,27,65,.35); }

/* ---------- Program cards: type only ---------- */
.prog-card { padding: 32px; min-height: 270px; gap: 0; }
.prog-card .kicker { font-size: 15px; font-weight: 600; color: var(--indigo); margin-bottom: 10px; letter-spacing: -.01em; }
.prog-card h3 { font-size: 26px; letter-spacing: -.035em; margin-bottom: 10px; }
.prog-card p { font-size: 16px; color: var(--ink-3); }
.prog-card .meta { display: block; margin-top: 14px; padding: 0; font-size: 14px; font-weight: 500; color: var(--ink-4); }
.prog-card .link-more { margin-top: auto; padding-top: 22px; font-size: 16px; }
.prog-card:hover .link-more { text-decoration: underline; text-underline-offset: 3px; }

/* ---------- No tinted icon squares anywhere ---------- */
.info-card .ic, .dd-link .ic { display: none; }
.dd-link { padding: 11px 14px; }
.contact-tile .ic, .header-phone .ic { background: none; width: auto; height: auto; color: var(--ink-3); }
.contact-tile:hover .ic { color: var(--navy); }
.calc-tab svg { display: none; }
.info-card h3 { font-size: 22px; letter-spacing: -.03em; }

/* ---------- "Select a loan type" quiz ---------- */
.q-card .wstep h3 { font-size: clamp(24px, 2.4vw, 30px); letter-spacing: -.035em; margin-bottom: 22px; }
.q-card .wizard-progress span { min-width: 40px; text-align: right; }
.q-card .choice-grid { grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 10px; }
.q-card .choice label { padding: 16px 18px; font-size: 15.5px; font-weight: 600; justify-content: center; min-height: 58px; }
.q-card .choice-grid.big { grid-template-columns: repeat(3, 1fr); gap: 12px; }
.q-card .choice-big label { align-items: center; text-align: center; padding: 28px 12px 22px; gap: 14px; font-size: 17px; min-height: 0; }
.q-card .choice-big label svg { width: 40px; height: 40px; stroke-width: 1.5; color: var(--navy); }
.q-card .choice input:checked + label { background: var(--navy); border-color: var(--navy); color: #fff; box-shadow: none; }
.q-card .choice input:checked + label svg { color: #fff; }
.money-input.q-big input { font-size: 28px; padding: 14px 16px; letter-spacing: -.02em; }
.money-input.q-big .affix { font-size: 22px; }
.q-card .range { margin-top: 18px; }
.q-scale { display: flex; justify-content: space-between; font-size: 13px; color: var(--ink-4); font-weight: 500; margin-top: 6px; }
.q-consent { display: flex; gap: 10px; align-items: flex-start; font-size: 12.5px; line-height: 1.55; color: var(--ink-4); cursor: pointer; }
.q-consent input { margin-top: 3px; width: 16px; height: 16px; accent-color: var(--navy); flex-shrink: 0; }
@media (max-width: 480px) { .q-card .choice-grid.big { grid-template-columns: 1fr; } .q-card .choice-big label { flex-direction: row; justify-content: flex-start; padding: 18px; text-align: left; } .q-card .choice-big label svg { width: 28px; height: 28px; } }

/* ==========================================================================
   Home hero: liquid glass
   ========================================================================== */
.gh {
  --mx: 0; --my: 0;
  position: relative; isolation: isolate; overflow: hidden;
  margin-top: calc(-1 * var(--header-h));
  padding: calc(var(--header-h) + clamp(40px, 6vw, 88px)) 0 clamp(64px, 7vw, 104px);
  min-height: min(100svh, 980px);
  background: #070a1c; color: rgba(255,255,255,.72);
  display: flex; align-items: center;
}
.gh-inner { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); gap: clamp(32px, 4vw, 64px); align-items: center; width: 100%; }

/* moving light */
.gh-aurora { position: absolute; inset: -20%; z-index: -2; }
.gh-aurora span { position: absolute; border-radius: 50%; mix-blend-mode: screen; opacity: .85; will-change: transform; }
.gh-aurora .b1 { width: 58vmax; height: 58vmax; left: 38%; top: -8%; background: radial-gradient(closest-side, rgba(60,76,185,.9), transparent); animation: gh-a 22s ease-in-out infinite alternate; }
.gh-aurora .b2 { width: 48vmax; height: 48vmax; left: -6%; top: 34%; background: radial-gradient(closest-side, rgba(112,124,209,.55), transparent); animation: gh-b 26s ease-in-out infinite alternate; }
.gh-aurora .b3 { width: 40vmax; height: 40vmax; left: 58%; top: 52%; background: radial-gradient(closest-side, rgba(41,52,127,.95), transparent); animation: gh-c 19s ease-in-out infinite alternate; }
@keyframes gh-a { to { transform: translate(-14%, 12%) scale(1.15); } }
@keyframes gh-b { to { transform: translate(18%, -10%) scale(.9); } }
@keyframes gh-c { to { transform: translate(-20%, -16%) scale(1.2); } }
.gh-grid { position: absolute; inset: 0; z-index: -1; opacity: .55;
  background-image: linear-gradient(rgba(255,255,255,.05) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.05) 1px, transparent 1px);
  background-size: 72px 72px;
  mask-image: radial-gradient(70% 70% at 60% 45%, #000 20%, transparent 75%); -webkit-mask-image: radial-gradient(70% 70% at 60% 45%, #000 20%, transparent 75%); }

/* entrance */
.gh-in { opacity: 0; transform: translateY(22px); filter: blur(8px); animation: gh-enter 1s var(--ease) forwards; animation-delay: calc(var(--i) * .1s + .1s); }
@keyframes gh-enter { to { opacity: 1; transform: none; filter: blur(0); } }

/* copy */
.gh-pill { display: inline-flex; align-items: center; gap: 10px; padding: 8px 16px 8px 12px; border-radius: 999px; margin: 0 0 26px;
  font-size: 14px; font-weight: 500; color: rgba(255,255,255,.85);
  background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.14); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); }
.gh-pill .live { width: 8px; height: 8px; border-radius: 50%; background: #30d158; box-shadow: 0 0 0 0 rgba(48,209,88,.6); animation: gh-pulse 2.4s infinite; }
@keyframes gh-pulse { 70% { box-shadow: 0 0 0 9px rgba(48,209,88,0); } 100% { box-shadow: 0 0 0 0 rgba(48,209,88,0); } }
.gh-title { margin: 0 0 24px; color: #fff; font-size: clamp(40px, 5.2vw, 76px); font-weight: 700; letter-spacing: -.05em; line-height: 1; }
.gh-line { display: block; white-space: nowrap; }
.gh-rotator { position: relative; height: 1.08em; overflow: hidden; }
.gh-rotator span { position: absolute; left: 0; top: 0; white-space: nowrap; opacity: 0; transform: translateY(70%); filter: blur(6px);
  background: linear-gradient(100deg, #fff 0%, #bdc3ea 40%, #707cd1 100%); -webkit-background-clip: text; background-clip: text; color: transparent;
  transition: opacity .7s var(--ease), transform .7s var(--ease), filter .7s var(--ease); padding-bottom: .08em; }
.gh-rotator span.is-on { opacity: 1; transform: none; filter: none; }
.gh-rotator span.is-out { opacity: 0; transform: translateY(-70%); filter: blur(6px); }
.gh-lede { font-size: clamp(18px, 1.5vw, 21px); line-height: 1.55; color: rgba(255,255,255,.7); max-width: 540px; margin: 0 0 34px; letter-spacing: -.01em; }
.gh-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.gh-glass-btn { --bg: rgba(255,255,255,.08); --fg: #fff; --bd: rgba(255,255,255,.22); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); }
.gh-glass-btn:hover { background: rgba(255,255,255,.16); --bd: rgba(255,255,255,.4); }
.gh-quick { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; margin-top: 32px; padding: 6px; border-radius: 999px; width: max-content; max-width: 100%;
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px); }
.gh-quick > span { font-size: 14px; color: rgba(255,255,255,.55); padding: 0 8px 0 12px; }
.gh-quick a { padding: 9px 16px; border-radius: 999px; color: #fff; font-size: 14.5px; font-weight: 600; transition: background .25s, color .25s; }
.gh-quick a:hover { background: #fff; color: var(--navy-900); }

/* visual */
.gh-visual { position: relative; height: clamp(520px, 50vw, 660px); perspective: 1200px; }
.gh-card { position: absolute; left: 6%; right: 6%; bottom: 0; height: 74%; border-radius: 40px; overflow: hidden;
  background: linear-gradient(160deg, rgba(255,255,255,.16), rgba(255,255,255,.04) 45%, rgba(112,124,209,.12));
  border: 1px solid rgba(255,255,255,.18);
  box-shadow: inset 0 1px 0 rgba(255,255,255,.35), inset 0 -40px 80px -40px rgba(60,76,185,.6), 0 40px 80px -30px rgba(0,0,0,.6);
  backdrop-filter: blur(24px) saturate(160%); -webkit-backdrop-filter: blur(24px) saturate(160%);
  transform: rotateX(calc(var(--my) * -4deg)) rotateY(calc(var(--mx) * 5deg)); transition: transform .4s var(--ease); }
.gh-halo { position: absolute; left: 50%; bottom: -30%; width: 120%; aspect-ratio: 1; transform: translateX(-50%); border-radius: 50%;
  background: radial-gradient(closest-side, rgba(189,195,234,.35), transparent 70%); }
.gh-sheen { position: absolute; inset: 0; background: linear-gradient(115deg, transparent 30%, rgba(255,255,255,.22) 45%, transparent 60%); transform: translateX(-120%); animation: gh-sheen 7s ease-in-out infinite 1.6s; }
@keyframes gh-sheen { 0%, 60% { transform: translateX(-120%); } 85%, 100% { transform: translateX(120%); } }
.gh-name { position: absolute; right: 10%; bottom: 20px; z-index: 5; padding: 10px 16px; border-radius: 16px; color: #fff;
  background: rgba(10,14,40,.45); border: 1px solid rgba(255,255,255,.14); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); line-height: 1.25; }
.gh-name b { display: block; font-size: 15px; font-weight: 600; }
.gh-name small { font-size: 12.5px; color: rgba(255,255,255,.6); }
/* Rick sits inside the glass card; only his head breaks out of the top */
.gh-rick-wrap { position: absolute; left: 6%; right: 6%; top: 0; bottom: 0; z-index: 2; overflow: hidden; border-radius: 0 0 40px 40px;
  transform: rotateX(calc(var(--my) * -4deg)) rotateY(calc(var(--mx) * 5deg)); transition: transform .4s var(--ease); }
.gh-rick { position: absolute; left: 50%; bottom: 0; height: 100%; width: auto; max-width: none;
  transform: translateX(calc(-50% + var(--mx) * -10px)) translateY(calc(var(--my) * -6px)); transition: transform .4s var(--ease);
  filter: drop-shadow(0 30px 40px rgba(0,0,0,.45));
  -webkit-mask-image: linear-gradient(180deg, #000 80%, transparent 99%); mask-image: linear-gradient(180deg, #000 80%, transparent 99%); }

/* floating glass widgets */
.gh-w { position: absolute; z-index: 4; display: flex; align-items: center; gap: 12px; padding: 12px 16px 12px 12px; border-radius: 20px; color: #fff;
  background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.2);
  box-shadow: inset 0 1px 0 rgba(255,255,255,.25), 0 24px 40px -20px rgba(0,0,0,.55);
  backdrop-filter: blur(20px) saturate(160%); -webkit-backdrop-filter: blur(20px) saturate(160%);
  transform: translate(calc(var(--mx) * var(--z) * 1px), calc(var(--my) * var(--z) * 1px)); transition: transform .5s var(--ease);
  animation: gh-bob 7s ease-in-out infinite; }
.gh-w .txt { display: flex; flex-direction: column; line-height: 1.25; }
.gh-w small { font-size: 12px; color: rgba(255,255,255,.62); }
.gh-w b { font-size: 15px; font-weight: 600; letter-spacing: -.01em; }
@keyframes gh-bob { 50% { margin-top: -8px; } }
.gh-w1 { left: -2%; top: 20%; }
.gh-w2 { right: -4%; top: 44%; animation-delay: -2.4s; }
.gh-w3 { left: -2%; bottom: 20%; animation-delay: -4.6s; }

/* widget 1: pre-approval ring that fills, then checks */
.gh-w1 .ring { width: 40px; height: 40px; transform: rotate(-90deg); }
.gh-w1 .ring circle { fill: none; stroke: rgba(255,255,255,.18); stroke-width: 4; }
.gh-w1 .ring .fill { stroke: #30d158; stroke-linecap: round; stroke-dasharray: 113; stroke-dashoffset: 113; animation: gh-ring 6s ease-in-out infinite; }
.gh-w1 .tick { position: absolute; left: 12px; top: 50%; width: 40px; height: 40px; margin-top: -20px; display: grid; place-items: center; color: #30d158; opacity: 0; transform: scale(.4); animation: gh-tick 6s ease-in-out infinite; }
.gh-w1 .tick svg { width: 18px; height: 18px; stroke-width: 3; }
.gh-w1 b { position: relative; display: block; height: 1.25em; min-width: 82px; }
.gh-w1 b span { position: absolute; left: 0; top: 0; }
.gh-w1 b .a { animation: gh-a-txt 6s infinite; }
.gh-w1 b .b { opacity: 0; color: #7ee8a2; animation: gh-b-txt 6s infinite; }
@keyframes gh-ring { 0% { stroke-dashoffset: 113; } 45%, 90% { stroke-dashoffset: 0; } 100% { stroke-dashoffset: 113; } }
@keyframes gh-tick { 0%, 44% { opacity: 0; transform: scale(.4); } 52%, 88% { opacity: 1; transform: scale(1); } 96%, 100% { opacity: 0; transform: scale(.4); } }
@keyframes gh-a-txt { 0%, 44% { opacity: 1; } 50%, 92% { opacity: 0; } 100% { opacity: 1; } }
@keyframes gh-b-txt { 0%, 46% { opacity: 0; } 52%, 90% { opacity: 1; } 96%, 100% { opacity: 0; } }

/* widget 2: credit sparkline that draws */
.gh-w2 .spark { width: 90px; height: 28px; }
.gh-w2 .spark path { fill: none; stroke: #bdc3ea; stroke-width: 2.4; stroke-linecap: round; stroke-dasharray: 120; stroke-dashoffset: 120; animation: gh-draw 5s ease-in-out infinite 1s; }
@keyframes gh-draw { 0% { stroke-dashoffset: 120; } 50%, 85% { stroke-dashoffset: 0; } 100% { stroke-dashoffset: -120; } }

/* widget 3: reviews */
.gh-w3 .faces { display: flex; }
.gh-w3 .faces i { width: 30px; height: 30px; border-radius: 50%; display: grid; place-items: center; font-style: normal; font-size: 11px; font-weight: 700; color: #fff;
  border: 2px solid rgba(20,26,70,.9); margin-left: -8px; background: linear-gradient(135deg, #3c4cb9, #707cd1); }
.gh-w3 .faces i:first-child { margin-left: 0; background: linear-gradient(135deg, #29347f, #3c4cb9); }
.gh-w3 .faces i:nth-child(3) { background: linear-gradient(135deg, #707cd1, #bdc3ea); color: #151b41; }
.gh-w3 .stars { display: flex; gap: 2px; color: var(--gold); }
.gh-w3 .stars svg { width: 13px; height: 13px; }

/* scroll cue */
.gh-scroll { position: absolute; left: 50%; bottom: 22px; width: 26px; height: 42px; margin-left: -13px; border-radius: 14px; border: 1.5px solid rgba(255,255,255,.35); }
.gh-scroll span { position: absolute; left: 50%; top: 8px; width: 4px; height: 8px; margin-left: -2px; border-radius: 2px; background: #fff; animation: gh-wheel 1.8s ease-in-out infinite; }
@keyframes gh-wheel { 0% { opacity: 0; transform: translateY(0); } 30% { opacity: 1; } 100% { opacity: 0; transform: translateY(14px); } }

/* header floats over the dark hero until you scroll */
.hero-top:not(.menu-open) .site-header:not(.scrolled) { background: transparent; border-bottom-color: transparent; box-shadow: none; backdrop-filter: none; -webkit-backdrop-filter: none; }
.hero-top:not(.menu-open) .site-header:not(.scrolled) .nav-link,
.hero-top:not(.menu-open) .site-header:not(.scrolled) .header-phone { color: rgba(255,255,255,.88); }
.hero-top:not(.menu-open) .site-header:not(.scrolled) .nav-link:hover,
.hero-top:not(.menu-open) .site-header:not(.scrolled) .nav-item.open > .nav-link { background: rgba(255,255,255,.1); color: #fff; }
.hero-top:not(.menu-open) .site-header:not(.scrolled) .header-phone small,
.hero-top:not(.menu-open) .site-header:not(.scrolled) .header-phone .ic { color: rgba(255,255,255,.6); }
.hero-top:not(.menu-open) .site-header:not(.scrolled) .btn-primary { background: #fff; color: var(--navy-900); box-shadow: none; }
.hero-top:not(.menu-open) .site-header:not(.scrolled) .header-consult { --fg: #fff; --bd: rgba(255,255,255,.35); }
.hero-top:not(.menu-open) .site-header:not(.scrolled) .header-consult:hover { background: rgba(255,255,255,.1); --bd: rgba(255,255,255,.7); }
.hero-top:not(.menu-open) .site-header:not(.scrolled) .menu-toggle { background: rgba(255,255,255,.1); border-color: rgba(255,255,255,.25); }
.hero-top:not(.menu-open) .site-header:not(.scrolled) .menu-toggle span,
.hero-top:not(.menu-open) .site-header:not(.scrolled) .menu-toggle span::before,
.hero-top:not(.menu-open) .site-header:not(.scrolled) .menu-toggle span::after { background: #fff; }
.brand .logo-on-dark { display: none; }
.hero-top:not(.menu-open) .site-header:not(.scrolled) .brand .logo-on-light { display: none; }
.hero-top:not(.menu-open) .site-header:not(.scrolled) .brand .logo-on-dark { display: block; }

/* tablet & phone */
@media (max-width: 1000px) {
  .gh { min-height: 0; }
  .gh-inner { grid-template-columns: minmax(0, 1fr); }
  .gh-copy { text-align: center; }
  .gh-rotator span { right: 0; text-align: center; }
  .gh-lede { margin-left: auto; margin-right: auto; }
  .gh-actions { justify-content: center; }
  .gh-quick { margin-left: auto; margin-right: auto; }
  .gh-visual { height: clamp(440px, 90vw, 600px); max-width: 560px; width: 100%; margin: 8px auto 0; }
  .gh-scroll { display: none; }
}
@media (max-width: 560px) {
  .gh { padding-bottom: 48px; }
  .gh-title { font-size: clamp(32px, 10vw, 52px); }
  .gh-rotator { height: 1.1em; }
  .gh-actions .btn { flex: 1 1 100%; }
  .gh-quick { border-radius: 22px; justify-content: center; }
  .gh-quick > span { width: 100%; text-align: center; padding: 6px 0 2px; }
  .gh-card, .gh-rick-wrap { left: 0; right: 0; }
  .gh-card { border-radius: 30px; } .gh-rick-wrap { border-radius: 0 0 30px 30px; }
  .gh-w { padding: 9px 12px 9px 9px; border-radius: 16px; gap: 9px; }
  .gh-w b { font-size: 13px; } .gh-w small { font-size: 11px; }
  .gh-w1 { left: 0; top: 14%; }
  .gh-w1 .ring, .gh-w1 .tick { width: 32px; height: 32px; } .gh-w1 .tick { left: 9px; margin-top: -16px; }
  .gh-w2 { right: 0; top: 40%; }
  .gh-w2 .spark { width: 60px; }
  .gh-w3 { left: 0; bottom: 22%; }
  .gh-w3 .faces i { width: 24px; height: 24px; font-size: 9px; }
  .gh-name { right: 12px; bottom: 12px; padding: 8px 12px; }
}
@media (prefers-reduced-motion: reduce) {
  .gh-in { opacity: 1; transform: none; filter: none; animation: none; }
  .gh-aurora span, .gh-sheen, .gh-w, .gh-w1 *, .gh-w2 path { animation: none !important; }
  .gh-w1 .ring .fill { stroke-dashoffset: 0; } .gh-w1 .tick { opacity: 1; transform: none; } .gh-w1 b .a { opacity: 0; } .gh-w1 b .b { opacity: 1; }
  .gh-w2 .spark path { stroke-dashoffset: 0; }
}

/* ==========================================================================
   Mobile app: section, phone mock, store buttons
   ========================================================================== */
.app-sec { position: relative; overflow: hidden; isolation: isolate; background: #070a1c; color: rgba(255,255,255,.72); padding: clamp(80px, 10vw, 140px) 0; }
.app-sec::before { content: ""; position: absolute; inset: 0; z-index: -1;
  background: radial-gradient(45% 70% at 20% 50%, rgba(60,76,185,.55), transparent 70%), radial-gradient(40% 60% at 90% 10%, rgba(112,124,209,.25), transparent 70%); }
.app-sec h1, .app-sec h2 { color: #fff; }
.app-sec .tone { color: rgba(255,255,255,.5); }
.app-sec .lede { color: rgba(255,255,255,.7); margin-bottom: 26px; }
.app-page { margin-top: calc(-1 * var(--header-h)); padding-top: calc(var(--header-h) + clamp(48px, 7vw, 96px)); min-height: min(100svh, 940px); display: flex; align-items: center; }
.app-page .container { width: 100%; }
.app-grid { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: clamp(40px, 6vw, 96px); align-items: center; }
.app-copy .link-more { margin-top: 18px; color: var(--lavender); }
.app-feats { list-style: none; padding: 0; margin: 0 0 32px; display: flex; flex-wrap: wrap; gap: 8px; }
.app-feats li { padding: 8px 14px; border-radius: 999px; font-size: 14px; font-weight: 500; color: rgba(255,255,255,.85); background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12); }
.app-visual { position: relative; display: grid; place-items: center; min-height: 560px; perspective: 1400px; }
.app-glow { position: absolute; width: 80%; aspect-ratio: 1; border-radius: 50%; background: radial-gradient(closest-side, rgba(112,124,209,.55), transparent); filter: blur(10px); }

/* phone */
.ap-phone { position: relative; width: 270px; height: 556px; border-radius: 46px; padding: 11px; background: linear-gradient(145deg, #2b2f3d, #0d0f16 60%, #22252f);
  box-shadow: 0 0 0 1.5px #4a4f60, 0 50px 90px -30px rgba(0,0,0,.8), inset 0 0 0 2px #000;
  transform: rotateY(-16deg) rotateX(6deg) rotateZ(-4deg); animation: ap-float 7s ease-in-out infinite; }
@keyframes ap-float { 50% { transform: rotateY(-10deg) rotateX(4deg) rotateZ(-2deg) translateY(-12px); } }
.ap-island { position: absolute; left: 50%; top: 20px; width: 84px; height: 24px; margin-left: -42px; border-radius: 14px; background: #000; }
.ap-screen { position: relative; height: 100%; border-radius: 36px; overflow: hidden; background: #f2f3f8; padding: 46px 14px 14px; display: flex; flex-direction: column; gap: 10px; }
.ap-bar { position: absolute; left: 18px; right: 18px; top: 16px; display: flex; justify-content: space-between; }
.ap-menu { width: 16px; height: 2px; background: #6e6e73; border-radius: 2px; box-shadow: 0 5px 0 #6e6e73, 0 10px 0 #6e6e73; margin-top: 4px; }
.ap-gear { width: 14px; height: 14px; border-radius: 50%; border: 3px solid #6e6e73; }
.ap-brand { background: #fff; border-radius: 16px; padding: 10px 12px; }
.ap-brand img { width: 100%; height: auto; }
.ap-lo { background: #fff; border-radius: 16px; padding: 14px 12px; text-align: center; display: flex; flex-direction: column; align-items: center; line-height: 1.3; }
.ap-lo img { width: 46px; height: 46px; border-radius: 50%; object-fit: cover; object-position: top; background: linear-gradient(160deg, #bdc3ea, #707cd1); margin-bottom: 6px; }
.ap-lo b { font-size: 14px; color: #1d1d1f; }
.ap-lo small { font-size: 10px; color: #86868b; }
.ap-btn { margin-top: 8px; padding: 6px 16px; border-radius: 999px; background: var(--navy); color: #fff; font-size: 10.5px; font-weight: 600; }
.ap-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; flex: 1; }
.ap-tile { background: #fff; border-radius: 14px; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 6px; color: var(--navy); }
.ap-tile svg { width: 24px; height: 24px; stroke-width: 1.6; }
.ap-tile b { font-size: 10.5px; font-weight: 600; color: #333336; }

/* store buttons */
.store-badges { display: flex; gap: 10px; flex-wrap: wrap; }
.store-badge { display: inline-flex; align-items: center; gap: 10px; padding: 9px 18px 9px 14px; border-radius: 14px; background: #000; color: #fff; border: 1px solid rgba(255,255,255,.25); line-height: 1.1; transition: transform .25s var(--ease), border-color .25s, background .25s; }
.store-badge:hover { color: #fff; transform: translateY(-2px); border-color: rgba(255,255,255,.6); }
.store-badge svg { width: 26px; height: 26px; flex-shrink: 0; }
.store-badge span { display: flex; flex-direction: column; font-size: 17px; font-weight: 600; letter-spacing: -.01em; }
.store-badge small { font-size: 10.5px; font-weight: 500; color: rgba(255,255,255,.75); letter-spacing: 0; }
.store-badges.compact { gap: 8px; }
.store-badges.compact .store-badge { padding: 7px 14px 7px 10px; border-radius: 12px; }
.store-badges.compact .store-badge svg { width: 20px; height: 20px; }
.store-badges.compact .store-badge span { font-size: 14px; }
.store-badges.compact .store-badge small { font-size: 9.5px; }
.footer-app-label { margin: 26px 0 10px !important; color: #fff; font-size: 14px; font-weight: 600; }

/* text-me-the-link form */
.app-text-form { margin: 28px 0 32px; max-width: 480px; }
.app-text-form label { display: block; font-size: 14px; font-weight: 600; color: #fff; margin-bottom: 8px; }
.app-text-row { display: flex; gap: 8px; }
.app-text-row .input { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.2); color: #fff; }
.app-text-row .input::placeholder { color: rgba(255,255,255,.4); }
.app-text-row .input:focus { border-color: #fff; box-shadow: 0 0 0 4px rgba(255,255,255,.12); }
.app-text-row .btn { flex-shrink: 0; min-height: 50px; }

@media (max-width: 900px) {
  .app-grid { grid-template-columns: minmax(0, 1fr); }
  .app-copy { order: -1; text-align: center; }
  .app-copy .lede { margin-left: auto; margin-right: auto; }
  .app-feats, .store-badges:not(.compact) { justify-content: center; }
  .app-text-form { margin-left: auto; margin-right: auto; text-align: left; }
  .app-visual { min-height: 520px; }
}
@media (max-width: 480px) {
  .ap-phone { width: 240px; height: 494px; border-radius: 42px; }
  .app-text-row { flex-direction: column; }
}
@media (prefers-reduced-motion: reduce) { .ap-phone { animation: none; } }

.app-copy .ah-h { font-size: clamp(36px, 4.2vw, 58px); }

/* Contact details: compact headings and readable values at every viewport. */
.contact-section .contact-detail { padding: 20px 24px; margin-bottom: 16px; }
.contact-section .contact-detail h3 { font-size: 19px; margin: 0 0 8px; }
.contact-section .contact-hours { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 4px 16px; margin: 0; }
.contact-section .contact-hours + .contact-hours { margin-top: 8px; }
.contact-section .contact-tile b { white-space: normal; overflow: visible; overflow-wrap: anywhere; }
.contact-section .contact-tiles { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.contact-section .contact-tile .ic { width: 30px; height: 30px; border-radius: 8px; }
@media (max-width: 600px) {
  .contact-section .contact-tiles { grid-template-columns: 1fr; }
  .contact-section .contact-detail { padding: 20px; }
}
/* Homepage: a quiet editorial composition with one glass nameplate. */
.quiet-hero { margin-top:calc(-1 * var(--header-h)); padding-top:var(--header-h); position:relative; overflow:hidden; background:radial-gradient(ellipse at 85% 65%,#293961 0,transparent 60%),#0e162b; color:#fff; }
.quiet-layout { display:grid; grid-template-columns:1.3fr 1fr; gap:36px; align-items:center; min-height:650px; }
.quiet-copy { padding:70px 0 85px; position:relative; z-index:1; }
.quiet-eyebrow { font-size:10px; font-weight:600; letter-spacing:.2em; color:#b9c5df; margin:0 0 34px; }
.quiet-copy h1 { color:#fff; font-size:clamp(46px,4.7vw,68px); line-height:1.13; letter-spacing:-.045em; font-weight:500; margin:0 0 28px; }
.quiet-copy h1 em { font-family:Georgia,'Times New Roman',serif; font-weight:400; color:#b9c9ee; letter-spacing:-.05em; }
.quiet-intro { max-width:440px; font-size:16px; line-height:1.85; color:#bdc7da; margin:0 0 34px; }
.quiet-action { min-height:54px; padding:16px 25px; border-radius:9px; background:#f2f4fb; border:1px solid #fff; color:#172441; font-size:14px; box-shadow:0 6px 25px #0002; }
.quiet-action:hover { background:#dce5fa; color:#172441; transform:translateY(-2px); }
.quiet-action:focus-visible { outline:3px solid #a8c5ff; outline-offset:5px; }
.quiet-portrait { margin:0; position:relative; height:590px; align-self:end; }
.quiet-portrait img { position:absolute; width:auto; height:100%; max-width:none; left:50%; bottom:0; transform:translateX(-50%); object-fit:contain; mask-image:linear-gradient(#000 85%,transparent 100%); -webkit-mask-image:linear-gradient(#000 85%,transparent 100%); }
.quiet-portrait figcaption { position:absolute; bottom:44px; left:8px; right:8px; display:flex; justify-content:space-between; align-items:center; gap:20px; padding:19px 23px; border:1px solid #ffffff30; border-radius:12px; background:#d5e3ff0d; backdrop-filter:blur(24px); -webkit-backdrop-filter:blur(24px); box-shadow:inset 0 1px 0 #ffffff12; }
.quiet-portrait strong { font-size:21px; font-weight:500; white-space:nowrap; color:#fff; }
.quiet-portrait figcaption span { font-size:10px; line-height:1.8; color:#d5deef; }
@media (max-width:1100px) { .quiet-layout { gap:20px; min-height:580px; } .quiet-portrait { height:510px; } .quiet-copy h1 { font-size:52px; } .quiet-portrait figcaption { padding:17px; gap:12px; } }
@media (max-width:800px) { .quiet-layout { grid-template-columns:1fr; gap:0; min-height:0; } .quiet-copy { padding:52px 0 28px; } .quiet-copy h1 { font-size:clamp(42px,7.5vw,60px); } .quiet-intro { max-width:520px; font-size:15px; margin-bottom:26px; } .quiet-eyebrow { margin-bottom:25px; font-size:9px; } .quiet-portrait { height:420px; width:100%; max-width:410px; justify-self:center; } .quiet-portrait figcaption { bottom:22px; } }
@media (max-width:380px) { .quiet-copy h1 { font-size:39px; } .quiet-portrait { height:350px; } .quiet-portrait figcaption { left:0; right:0; padding:15px; } .quiet-portrait strong { font-size:18px; } .quiet-portrait figcaption span { font-size:9px; } }
@media (prefers-reduced-motion:reduce) { .quiet-action { transition:none; } .quiet-action:hover { transform:none; } }
@supports not (backdrop-filter:blur(1px)) { .quiet-portrait figcaption { background:#243452; } }

.quiet-actions { display:flex; flex-wrap:wrap; gap:12px; }
.quiet-apply { color:#edf2ff; background:#ffffff08; border-color:#c9d9ff55; box-shadow:none; }
.quiet-apply:hover { color:#fff; background:#ffffff18; }

/* ---------- Review us: send people to Google / LinkedIn ---------- */
.review-dest { display: grid; gap: 14px; }
.review-dest-card { display: flex; align-items: center; gap: 18px; padding: 22px 24px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); color: var(--ink); text-decoration: none; transition: transform .2s var(--ease), box-shadow .2s, border-color .2s; }
.review-dest-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-lg); border-color: var(--line-strong); }
.review-dest-card .ic { width: 52px; height: 52px; border-radius: 14px; display: grid; place-items: center; background: var(--lavender-50); color: var(--navy); flex-shrink: 0; }
.review-dest-card .ic svg { width: 24px; height: 24px; }
.review-dest-card > span:nth-child(2) { flex: 1; display: grid; gap: 3px; }
.review-dest-card b { font-size: 18px; letter-spacing: -.01em; }
.review-dest-card small { color: var(--ink-4); font-size: 14.5px; line-height: 1.45; }
.review-dest-card > .arrow { width: 20px; height: 20px; color: var(--navy); flex-shrink: 0; }
.review-dest-card.primary { background: linear-gradient(165deg, var(--navy) 0%, var(--navy-900) 100%); border-color: transparent; color: #fff; }
.review-dest-card.primary small { color: rgba(255,255,255,.7); }
.review-dest-card.primary .ic { background: rgba(255,255,255,.12); color: #f5c451; }
.review-dest-card.primary > .arrow { color: #fff; }

/* very small phones: keep Call / Schedule / Get Pre-Approved on one row */
@media (max-width: 350px) { .mobile-bar .btn { padding: 0 10px; font-size: 13.5px; } }