A mortgage team that puts you first.
Buying a home is one of the biggest financial decisions you'll ever make, and the right team makes all the difference.
25+ years of getting it right.
With more than 25 years of experience in business, real estate, management and mortgage lending, I know what it takes to help homebuyers secure the right financing with confidence.
As Team Leader & Mortgage Broker of The Rick Vega Mortgage Team, powered by The One Brokerage, my team and I are committed to delivering a mortgage experience that is simple, stress-free and focused on your success.
We offer access to a wide variety of loan programs, competitive interest rates, fast approvals and personalized solutions tailored to your unique financial goals. Whether you're a first-time homebuyer, moving into your dream home, investing in real estate or refinancing, we'll guide you through every step with expert advice and exceptional service.
Our mission is simple: provide outstanding communication, eliminate surprises, close on time, and help you save money whenever possible.
Don't leave one of life's biggest purchases to chance. Let us show you why so many homebuyers choose our team for a smoother, faster and more enjoyable mortgage experience.
Your dream home is waiting. Let's make it happen together.
How we work.
Outstanding communication
You'll always know what's happening, what's next and what you need to do.
No surprises
Underwritten pre-approvals and clear numbers up front. No last-minute shocks.
Close on time
We plan backwards from your closing date and keep every party on schedule.
Save you money
As a broker we shop programs and pricing to find you the best overall deal.
Let’s talk about your goals
Sr. Mortgage Broker & Advisor · NMLS #1492084
“Our mission is simple: outstanding communication, no surprises, close on time, and save you money whenever possible.”
With more than 25 years in business, real estate, management and mortgage lending, Rick leads a team that treats every file like family. As a broker powered by The One Brokerage, he shops a wide range of programs to find the one that actually fits you.
Clients who became family.
Five-star reviews from homeowners who trusted us with one of the biggest decisions of their lives.
Mr. Rick and his team are remarkable. Whenever I have a question or a situation that needs to be handled, without a doubt, Mr. Rick and his team finds a solution. I am grateful to have him a part of my team. I trust him and I believe that we can achieve anything we put our mind to when working together. I like to called him Uncle Rick because he's has become family. So if you are on the fence, don't be. Him and his team are the right agency for the job.
Great company. Jumped through a lot of hoops to get us our dream home. Would highly recommend.
Stefanie B.Verified clientBest choice I ever made was having Rick and his team on MY side during my mortage process. Carol, a member of Rick's team was available every step of the way for questions or concerns. Communication with their clients is amazing. I knew every step of the way exactly what I needed to pay and when. No surprises.
I had a great experience working with Rick and his team! They made the whole process so much less stressful and were always there to answer my questions. They kept me updated every step of the way and explained everything in a way that was easy to understand. I really appreciated how patient, helpful, and easy they were to work with. I couldn't have asked for a better experience and would definitely recommend them to anyone buying a home!
Fantastic experience, Rick is very responsive and highly experienced.
Rick and his team were fantastic. They made the mortgage process very easy and understandable. I can't thank him and Sophia enough for all they did to ensure we closed on time. Thanks again!
Ready when you are.
Get a fully underwritten pre-approval with only a soft credit check, at no cost to you.